Archived
I filed bankruptcy 3 years ago, I included my home in the bankruptcy. Citi bank has still not forclosed. Why?
Diane's answer
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Answered on March 10, 2013
I understand that you moved out of the house and that you filed for bankruptcy. That does not mean you do not own the house. You will continue to...
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Archived
My property is being sold at foreclosure very soon.
Diane's answer
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Answered on March 06, 2013
It depends on the laws of the state where the property is located. Most states have a process called a forcible entry and detainer. Talk to a...
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If I enter into a stipulation for fees in a civil lawsuit would that be discharged in a bankruptcy ? Thank you
Diane's answer
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Answered on March 05, 2013
It is best to ask that question of a qualified and experienced bankruptcy attorney. Please understand that filing for bankruptcy is a very...
Archived
Will the Mortgage Forgiveness Debt Relief Act of 2007 cover people that are going into foreclosure or short sale this year ?
Diane's answer
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Answered on March 04, 2013
It is not when the foreclosure starts - it is when the foreclosure completes. The Mortgage Foregivenes Act of 2007 was extended to the end of...
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How do I make a short sale of a house?
Diane's answer
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Answered on March 04, 2013
If the owner quit claims to you then the house will still have a lien for the full amount of the debt. You did not mention what the house was...
Archived
Heloc on my mortgage
Diane's answer
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Answered on March 04, 2013
If you owe the debt you need to pay, settle or file bankruptcy. Please talk to a good CPA about the tax consequences, if any, if you settle.
Archived
Thank you ! I need local pro - bono Atty to defence my home for forclosure . Do I need to file Bankkrapcy instead .
Diane's answer
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Answered on March 04, 2013
I am sorry to hear about your situation. This is a such a difficult time for thousands of people. I recommend that you talk to a counselor at...
Archived
If my realtor has my lender sign a non - recourse doc on a short sale does it cover the home equity line ?
Diane's answer
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Answered on March 04, 2013
If you have two loans then you need both lenders to sign the non-recourse. This is true even if the same lender appears to hold both loans. Most...
Archived
Property Taxes Paid By Bank
Diane's answer
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Answered on March 04, 2013
I agree with the prior answer. You also need to talk to your CPA about the tax consequences, if any, due to the foreclosure.
Archived
My house went into foreclosure in 2008. They still haven't taken my house and it's still in my name.
Diane's answer
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Answered on March 03, 2013
As was stated by an earlier attorney - there is no limit on how long a lender can wait to complete the foreclosure. It is your property until...
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