There are a lot of factors that affect your FICO score, one big one is how you use revolving debt (aka credit cards). This "heavy use of available...

I would like to clean up my credit report, from three charges that I don't believe I owe. How , or who can I get to help me?

Medical debt and credit reporting can be very complicated. The first thing you need to do is to resolve the debts. Then you can make sure they...

How does bankrupting zero balanced, closed accounts affect your credit score and the credit score of the other account holder?

The bankruptcy public record and the accounts actually discharged through bankruptcy will adversely affect your credit score. The accounts that...

I agree with the previous answer. The collection company could elect to sue you for the debt if you are not proactive. You should probably...

Paid a civil judgment in 2010, credit report says unsatisfied. should I hire a lawyer to help me take care of this matter?

I agree with the previous answer. When you dispute the account with the credit bureaus, be sure to include your evidence that it was actually...

I pull my credit report and i have an evicton on it that do not belong to be what are my right and how to get it off asap.

I agree with the previous answer. However, when you dispute the account with the credit bureaus they are allowed 30 days to respond. They may...

Do i need credit repair attorney? Does credit repairs after 7 years?

Generally, inactive accounts will "fall off" your credit report after about 7 years. However, if debt collectors continuously update the reporting...

I agree with the previous answer but to supplement her answer it may also be a good idea to find out the extent of your liability for the shared...

My credit score dropped 120 points because of paying 2 months late in a credit card. the reason was I changed my location.

You may be able to resolve this problem on your own by calling your credit card carrier asking them to work with you on the late payments. They...

I owe money to credit cards since 2009. I have a court judgement on my credit report..

There are several things you may need to do to resolve your issues. The first is to obtain a copy of your credit report and review it to find out...