Archived
How long does a foreclosure judgement last on a credit report and how detrimental can it be to your credit report?
Rochelle's answer
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Answered on July 25, 2013
Foreclosures on time shares are tricky. You should consult with an attorney in your area to make sure you are protected. Your attorney will be...
Archived
Got a summons for a cc debt of $590.91 on a card i don't remember having
Rochelle's answer
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Answered on July 25, 2013
I agree with the previous answers. After you obtain a copy of your credit report, I also think you should consult with an attorney who practices...
Archived
What type of lawyer to hire to negotiate a settlement with a child arrears judgment creditor?
Rochelle's answer
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Answered on July 25, 2013
An attorney that practices in family law or in debt settlement/work out would be the best suited to help you. You can check with the State's Bar...
Archived
Can a Civil suit be filed for HOA dues? My prpoerty is in deed in leu status and HOA is saying they will sue. Do I have to pay?
Rochelle's answer
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Answered on July 25, 2013
I agree with the previous answers. Another good reason to consult with an attorney in your area is that they will be able to advise you about the...
Archived
Is deed in lieu an option for me?or just forclosures?or bankruptcy?orwhat else?
Rochelle's answer
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Answered on July 25, 2013
It is a good idea to consult with a real estate attorney in your area. During the consultation they will explain the difference between a deed in...
Archived
In 2007, I filed for bankruptcy but the case was dismissed and my debt remained. Can I get it removed from my credit report?
Rochelle's answer
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Answered on July 25, 2013
I agree with the previous answers. However, most people recover from a bankruptcy discharge within a few years, they even start receiving credit...
I have medical bill with a balance of 3,500, should I pay in monthy payments or take a settlement?
Rochelle's answer
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Answered on July 19, 2013
Medical debt is a very tricky issue to deal with. Before you start making payments or agree to anything with the company collecting the debt, you...
Archived
Can I go after the credit card company? Or do I have to just deal with my ruined credit and work from scratch again?
Rochelle's answer
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Answered on July 18, 2013
I understand that you are frustrated with the credit card company because of the rocky start on your account. Unfortunately, it sounds like you...
Archived
Applied for business credit, bank manager gave me misleading information I was denied credit now have neg. mark on credit report
Rochelle's answer
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Answered on July 17, 2013
As far as the inquiry is concerned there is not a lot you can do about it.
However, moving forward there are things you can do about improving...
Archived
Credit score went down because of a late payment on a petty amount. Is there a way to repair it?
Rochelle's answer
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Answered on July 15, 2013
While the information reported by Macy's is derogatory it is not wrong. Macy's is reporting the account correctly and the only basis you have for...
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