Do credit repair clinics actually work?

The answer to your question is yes and no. It depends on what you are disputing and why. When disputing information it needs to be because the...

Can I fix my credit report?

Unfortunately, you may be liable for the underlying debt which would mean that the debt collector can report it to the credit bureaus. Companies...

CCJ awarded against me in 2008 for roughly $8500. I was never properly served. What is my best recourse to settle this issue?

You should consult with an attorney in your area to determine if you can vacate the judgment. If you do have grounds, you should weigh the...

Should I contact the debt collection agency by phone?

I agree with the previous answer that you should call them to obtain a physical address and a fax number or email so that you can send them a...

I have a Credit Card dept that was purchased by Midland Funding. What is the best way to settle?

I agree with the previous answer but you may also want to consult with an attorney in your area regarding your financial liability for the debt as...

My ex wife is intentionally making every mortgage payment late to affect my credit. Can I take legal action against her?

Based on your question, it appears that you are the party liable for the mortgage payments to the mortgage lender, not your wife because she was...

You can Opt Out of promotional inquires. You can call 1-888-5-OPTOUT (according to the FTC). Just a quick note: A promotional inquiry or a...

I bought a car from J.D By rider and I made payments late sometimes. Do they have the right to check my credit causing inquiries

There are many types of "inquiries". Some inquiries may harm your credit and those are called "hard pulls." A hard pull generally occurs when you...

Why! can't obtain a credit report.?

If you are still unable to obtain a credit report it is probably because you have no credit. I know this may seem counter-intuitive but you must...

How can we change a code 9 from experian.

The problem you are having is one that many people are experiencing. Many mortgage lenders assume that Experian is the only culprit and that...