Count your blessings that you didn't reaffirm the debt. You could sign the second page and send it to the lender. However, a reaffirmation...

I live in Georgia and I co-own a small business.i am declaring personal bankruptcy. Can I keep my business?

You want to keep the business! You need to get with a bankruptcy lawyer that can come up with a plan to make that happen. It is possible, depending...

The problem with payments to the loan company is that they will only accept what they want will not take small payments and will

Sounds like you need to consider bankruptcy. Bottom line, a creditor is not required to accept less than is contractual required. So, if your...

Can a college be held legally responsible for reporting inaccurate derogatory info to credit bureaus regarding student loans?t

Before you can do anything related to credit reporting claims and lawsuits, you must first go through the dispute and reinvestigation process with...

Where do i file my suit of fcra violations?

I agree with Kris, you need to discuss your situation with an attorney. You are either misinformed or confused as to what laws this collection...

I declared bankruptcy two years ago. I did not reaffirm my mortgage but have been making the payments each month and on time.

Bankruptcy does not divest your home ownership. Assuming your bankruptcy is closed (not just discharged, but closed), and you sell your house, you...

Can existing condo fees and associated collection fees be discharged in chapter 7?

As of the date of filing of your bankruptcy, any concurrently assessed fees and dues are discharged. But understand what that means? Your...

How can I obtain an afirmation of my mortgage on my own, quickly and cheaply?

If you received your discharge, you cannot now reaffirm the debt. The law is crystal clear on this. A reaffirmation agreement must be entered prior...

Have things changed or is it still near impossible? Student Loan Discharges & the Undue Hardship Standard by Jason Iuliano

The article is academically unsound in many ways. But it would take to much to comment on here. Some in the industry believe the piece was written...

How do I know if there's a lien on my property?

All liens are property liens. The real question is to what property does it attach? If the lien instrument (judgement) was filed at the county,...