What governs the statute of limitations on credit card debt in LA?

You have to be sued to raise the defense as the statute of limitations is ONLY a defense to a lawsuit. There is no way to prospectively claim the SOL.

Does a minor child need a guardian ad litem to pursue a claim pending against a debtor in bankruptcy? can the parent do this?

You already have your answer. If the judge told you your daughter needs a guardian ad litem, that pretty much closes the debate.

Yes, the 2nd mortgage can foreclose. However, if the bid does not raise enough to pay off the 1st mortgage, or if the 2nd mortgage does not buy out...

Filing a Chapter 13 bankruptcy after filing a Chapter 7 bankruptcy

Yes, if it comes to that. I would suggest you sit down with an attorney and explore your options. Once the dust clears on your chapter 7 discharge,...

Refinance while in CH 13.

Is it possible, yes. Is it likely, not exactly. FHA has a specific program for chapter 13 debtors (as such, I don't think you can do what is known...

How long does a person need to keep records of tax returns and bankruptcy?

Strictly speaking, there is no requirement that you keep any of the records. But, of course, it is a good idea to do so. For tax returns, the...

My mother-in-law is accusing me of forging student loans that she co-signed for my daughter. Do I have a case of slander?

Possibly. Mother in law is accusing you of, essentially; a crime, telling other people about; the statement would seem to be the type of statement...

As you can see by the varied answers, this is a sticky issue. But in my opinion, Stuart gave you the best answer. Assuming the judgement was...

I borrowed money to someone and he gave me check, the check was not cashed, how can i get my money back?

I am not quite following your situation. If you are the borrower, and never cashed the check given to you, what money are you trying to get back?...

Is a new spouse held responsible for my debt?

No. The mere act of getting married does not make a spouse liable for the other spouses pre-marital debt. So long as your new spouse is not a...