If you pay off a real estate mortgage with a credit card or cards and file bankruptcy later is that legal?

A creditor would have a rather strong argument that it is fraud. Significant charges made on credit cards, especially particularly large one that I...

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How do I settle out of court?

Court's can't force a settlement. Yes, you can call the attorney's office an "offer" a settlement. Whether they will accept it is a different...

Depends on the trustee. As Ray points out, if the plan is going to pay 100%, the trustees may let marginal expenses slide. However, under the...

Should the remaining balance of a repossessed car be counted as taxable income?

Answer: $3,000 would be taxable; that is the amount forgiven. Now, there are exceptions to paying tax on that amount. See IRS Form 982. But to...

Can't a debtor easily lie during a debtor's exam? What other alternatives are there for finding out a person's employer?

Interesting comment: "I am trying to avoid hiring a lawyer that would charge too much money," Now, if you mean, too much money relative the amount...

Can a creditor divulge personal or financial information, account is closed and paid in full

Not much to go on with your question. Short answer, yes. Long answer, depends. Depends on what is the context, what information, etc. etc.

Possibly, but hard to say based on the facts you described. As stated, a small claims court won't have jurisdiction over a FCRA or FDCPA...

My husband and I have been living apart for 4 years. I have several credit cards in my name only. Do these have to be disclose

I am afraid you need to provide some context. Where are you thinking that these credit cards should or should not be disclosed?

I received a court judgment to pay 4445.52 for a chiropractor bill can they attach my paycheck

Assuming 21221 is a zip code, that puts you in Maryland. Maryland allows judgment creditors to garnish up to 25% of a person's income.

2 yrs post chap 7 discharge 8/5/13, property vacated 12/2011, NO NOTICE of what's going on!

There are only 4 ways to get the property out of your name, none of which have anything to do with your bankruptcy (hence, probably why your...