If I am a creditor owed money by an individual who files Chapter 11 bankruptcy, what is considered proper notice to me?

If you "know" about the bankruptcy, you are on notice regardless if you were listed. Yes, you will ultimately need to file a claim. However, it...

We are in a rehabilitation program for defaulted student loans. we made a payment on the spot over the phone and then...

Big picture, and to be completely candid, over $50 and 1 month, it is not worth doing anything about it. It probably wasn't even worth "your" time...

I'm in Daymar college. They can't find an instructor for my spring quarter, are they in default? It's week two.

If you are paying on a "per course" basis, they shouldn't charge you for the course. However, if you are paying for the "term" (e.g. semester,...

In Wisconsin is debt that is discharged by chapter 7 bankruptcy considered as income for that tax year?

Yes, and then no. The best way to understand it is this. Any debt forgiven, no matter how it is forgiven is considered taxable income. Keep in...

Discharged from chap 7. Whats the rule when applying for a new card?? in other words, whats the percentage to use,

Here is my AVVO guide on rebuilding credit after bankruptcy....

How to sue? FIle a complaint in the proper court, serve the defendant, and proceed with a lawsuit. That is "how you sue." Here is the thing. I...

Motion Appointing Receiver Granted Without My Knowledge

Hire an attorney and have them appear on your behalf in the case and file a motion. (Now, whether you actually have any basis for the motion or...

Can a creditor freeze spending limit on two credit cards if only one is past due/delinquent/over-the-limit?

Your assumption that what they are doing is unlawful is incorrect.

If a financial institution issues a 1099C for one customer are they required to issue for all that fall into same criteria?

Not that I am aware of. The only regulations regarding issuing of a 1099-C are the IRS regulations. The IRS code lays out certain times when a...

In Georgia can a debt collection agency access my credit via a hard inquiry for a debt I owe the bank?

Collection of a debt is a permissible purpose under FCRA (Fair Credit Reporting Act). So, yes, so long as the collection agency/debt buyer is...