If I co-sign my wife's student loan, and she passes away before repayment, am I required to still pay the loan off?

Yes. Being a cosigner makes you equally liable for the debt. If your wife passes, you are still liable to pay.

Foreclosure deficiency judgement-are there any exemptions?

I concur with the others. You should still speak to a bankruptcy attorney. Generally, when someone says "I can't file bankruptcy because of my...

I have a large sum check that was never cashed that was given to me by a man that is married, who I had a relationship with.

What debt? As Christopher points out, checks are not valid after 180 days. So even if the funds are available, the check will usually be...

Can my wages be garnished if i was never asked by the plaintiff to pay after the ruling? Can i do an objection of garnishment?

Step back for a second and think about. Don't you think it would defeat the purpose of a garnishment to tell the person ahead of time that it was...

Can I clean-up my own credit? I heard that once taken care of, monies received after ten days it should be removed from report.

Yes. A person can clean-up their own credit. Whether they person is successful depends on whether they know what they are doing. In your case,...

Hospital bill

Assuming what you say is accurate (a FL attorney will need to weigh in on whether the hospitals failure to submit an insurance claim is a bar to...

Probably not. Generally, to charge a late fee, both sides need to be on the same page that a late fee "could" be charged. In short, whatever...

Can i sell land that has a judgement lien on it from a credit card for less than the lien amount

If your goal is to transfer it free and clear of the lien, the answer is no. You must either pay the lien in full, or negotiate with the judgment...

If you have a payday loan that is now in collection(third party). Can they serve you legal papers at your place of employment?

Yes. They can serve you any place they can find you.

I am creditor in an adversary case. Debtor and I reached a settlement. Now what?

No one here can tell you or educate you on drafting an order. We know nothing about the case, the nature of the debt, etc. Think of the order...