Matthew Scott Berkus's Answers (15939)

Message View Profile

Message View Profile

Archived

Mortgage company sent a me a collection letter demanding payment in full after chapter 7 discharge, What do I do?

Matthew's answer | Answered on May 20, 2014

If they really sent you a letter demanding payment in exchange for credit report removal, that would certainly be a violation of the discharge...

Archived

Can you go after dept of revenue employees? Or the dept?

Matthew's answer | Answered on May 20, 2014

Generally, government employees are immune from suit. You may have grounds to set aside verdict and request a new trial.

Archived

Debt Management Plan vs. Bankruptcy?

Matthew's answer | Answered on May 19, 2014

If you are not working, a DMP plan is pointless.

Archived

Husbands medical collection on my credit report, not on his.

Matthew's answer | Answered on May 19, 2014

You don't need to sign anything. As a general rule, necessary services (e.g. medical services) received by one spouse is also the financial...

Archived

In chapter 7 bankruptcy, for Form 22-A what law excludes or includes 401-K company matching contribution as income?

Matthew's answer | Answered on May 19, 2014

I have yet to include the company matching portion of the 401(k) as income on any means test without issue. I don't have a law for you, but the...

Archived

Do I have to file an Answer to Complaint 20 days from when I received the Summons or by the Return Date - Civil CT Case

Matthew's answer | Answered on May 19, 2014

You only get ONE question per post :) No one here can really coach you through defending a collection case. If you are serious about defending,...

Archived

I would like to know roughly how much it would cost to file Chapter 7 bankruptcy?

Matthew's answer | Answered on May 19, 2014

$599 to $20,000 +, depends on your specific circumstances. Being represented in bankruptcy is not like buying a gallon of milk. How much a...

Archived

Is there a certain amount that a lawyer can charge you before file your bankruptcy case

Matthew's answer | Answered on May 18, 2014

Lawyers may charge whatever they want upfront (so long as the fee charged is otherwise reasonable). Although chapter 13 does allow attorneys to...

Archived

Am I still liable for a 2003 2nd mtg that was not paid, discharged, recd a 1099 and paid the tax on my 2013 return?

Matthew's answer | Answered on May 18, 2014

Keep in mind, a debt and lien are different things. All those things you mentioned can happen related to the "debt" (the money owed), but none of...

Archived

Payday loans in nc are illegal also if the customer drives to a state that is legal in order to secure the loan ?

Matthew's answer | Answered on May 18, 2014

Ummm, what is your question. A contract is still a contract. It can still be enforced. The only issue is whether certain "terms" will be...

Ad

Transform legal challenges into solutions.

Connect now to review your situation.

The Avvo Rating explained

display-bg

The Avvo Rating explained