Questions answered by Matthew Scott Berkus

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Will my credit score erase within 7 years ?

Matthew's answer | Answered on May 21, 2014

Your credit score does not reset every 7 years. This particular bad debt may fall off in 7 years, but what your credit score will be depends on...

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I have a judgment against a contractor for $10,000. I need a lawyer that will help collect and will keep 20% of recovered $

Matthew's answer | Answered on May 21, 2014

As stated, this is a question and answer forum, not a help wanted board. Use the "Find a Lawyer" link and look for collection attorneys. Note, a...

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What affirmative defense can I use in response to complaint for payment of second mortgage?

Matthew's answer | Answered on May 21, 2014

Affirmative defenses are fact specific. No one can say whether your specific circumstances give rise to affirmative defenses. An affirmative...

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Chapter 13 modification

Matthew's answer | Answered on May 21, 2014

Let's back up and clarify. Was the proof of claim actually wrong, or is the mortgage company claiming there were additional, post petition, post...

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In Kansas, is the husband responsible for house payment if the loan was in his wife's name if he's resided in the home for 5 yrs

Matthew's answer | Answered on May 21, 2014

In so far as KS is not a community property state, I don't know that he has an affirmative duty to pay. Family and marital law was a long time ago...

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In the state of New Jersey, do I have to live in the home I filed bankruptcy on or can I rent it out

Matthew's answer | Answered on May 21, 2014

In bankruptcy, you must list ALL ASSETS. You cannot exclude some (well, you can, but that would subject you to charges of bankruptcy fraud, denial...

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Looking for settlement advance company in Charlotte NC

Matthew's answer | Answered on May 21, 2014

You listed this in the debt settlement category. Normally, settlement advances are associated with personal injury claims (e.g. the lender loans...

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How to avoid paying adult daughter's student loans?

Matthew's answer | Answered on May 21, 2014

Much turns on the type of loan. If the loan is a Parent Plus loan (which I suspect), he needs to pay. Parent plus loans are loans made to parents...

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We filed Chapter 7 and were discharged 3 years ago. We did put our condo as exempt but we never re-affirmed the mortgage.

Matthew's answer | Answered on May 21, 2014

Yes and no. Short answer is both the broker and processor are right. You need a satisfactory disposition of the condo. The bankruptcy only...

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My father passed aweay in 2011 without a will - he did not have a will. Before he died he was in the process of filing bankrupt

Matthew's answer | Answered on May 21, 2014

Go see a probate attorney, too many variables specific to your circumstances to address on a general forum.

Matthew Scott Berkus's Answers (15939)

Will my credit score erase within 7 years ?

I have a judgment against a contractor for $10,000. I need a lawyer that will help collect and will keep 20% of recovered $

What affirmative defense can I use in response to complaint for payment of second mortgage?

Chapter 13 modification

In Kansas, is the husband responsible for house payment if the loan was in his wife's name if he's resided in the home for 5 yrs

In the state of New Jersey, do I have to live in the home I filed bankruptcy on or can I rent it out

Looking for settlement advance company in Charlotte NC

How to avoid paying adult daughter's student loans?

We filed Chapter 7 and were discharged 3 years ago. We did put our condo as exempt but we never re-affirmed the mortgage.

My father passed aweay in 2011 without a will - he did not have a will. Before he died he was in the process of filing bankrupt