Archived
Can a person go from a Chapter 13 bankruptcy to a Chapter 7, be denied on the Chapter 7 and return to Chapter 13?
Sean's answer
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Answered on July 25, 2013
It is possible to convert back or reconvert to a chapter 13. This motion would most likely need a hearing and you would need to show the court that...
Archived
Can my other assets get liens put on them if i have a lien on 2 lots that are in my name?
Sean's answer
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Answered on July 25, 2013
A judgment lien can be attached to any non-exempt property you own. You may need to hire an attorney to review the exemptions however generally in...
Archived
Court dockets with minutes
Sean's answer
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Answered on July 25, 2013
The court clerk or court report should be able to give you the record. Copies of the record will most likely cost you a fee but all of that...
Archived
Is there a statue of limitations to collect late fees?
Sean's answer
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Answered on July 24, 2013
Typically a statute of limitations on a debt does not start to run until you have stopped making payments. You may be able to dispute the fees with...
Archived
I have recently granted a Chapter 13 discharge, Now there is a creditor who claims exclusion from the bankruptcy. Will I now ha
Sean's answer
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Answered on July 24, 2013
It depends on the type of debt they are trying to collect, most taxes, student loans, child support or alimony, debts arising out of a fraud and...
Archived
Can a new car be peposesed if the person is a 100% disable vet ? If I file chapter 7 or chapter 13
Sean's answer
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Answered on July 24, 2013
Your status as disabled will not prevent your vehicle from being repossessed. If you file for chapter 7 bankruptcy there is no payment plan to get...
Archived
Do most attorneys attend the Creditors Meeting?
Sean's answer
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Answered on July 22, 2013
Yes your attorney should be there or at least send a substitute counsel to represent you.
I am being sued by Wells Fargo for a Wells Fargo Credit Card. What should I do?
Sean's answer
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Answered on July 22, 2013
You will need to respond to their summons so that Wells Fargo does not get a default judgment against you. This will also buy you some time to...
Archived
Can you rehabilitate a defaulted private (alternative) loan?
Sean's answer
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Answered on July 22, 2013
Usually you cannot rehabilitate the loan. AES will turn it over to a collection agency but the loan will remain in default on your credit. You do...
Archived
Can you frozen my bank account, cars?
Sean's answer
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Answered on July 22, 2013
In Texas a judgment creditor can freeze the funds in your bank account and try to collect the debt that is owed. Your cars would be exempt meaning...
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