Archived
Can collection agency file lien on 2nd mortgage (home equity loan) on investment property that was foreclosed and sold in 2009?
Sean's answer
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Answered on August 03, 2013
If the house was foreclosed the lien on the previous property would already have been removed after the sale took place. You are still responsible...
Archived
How do you get a reported charge to the credit bureaus off your record if not accurate
Sean's answer
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Answered on August 02, 2013
You can start by disputing the debt with all three credit bureaus. Otherwise you may need to contact an attorney to fight the debt with the apartment.
Archived
Does defaulting on a internet payday loan fall under bad check writing ?
Sean's answer
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Answered on August 01, 2013
Defaulting on an internet payday loan doe not fall under a bad check. If you wrote them a post dated check and then it bounced this can be...
Archived
If a husband leaves and files bankruptcy am I in any way responsible if my name is on none of his cards?
Sean's answer
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Answered on July 31, 2013
If you are not on any of the debts you are not responsible for them. If your husband files for bankruptcy it will discharge his obligation on all...
Archived
I HAVE CREDIT CARD DEBT FROM 6 YEARS AGO, IF I MARRY, WILL MY SPOUSE BE RESPONSIBLE FOR MY DEBT?
Sean's answer
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Answered on July 31, 2013
I can not speak to the specific laws in Florida, but generally a debt acquired before marriage would not obligate your new spouse.
I was sued by a creditor and got a judgement against me in TX. How soon does the judgement go into affect? What happens next?
Sean's answer
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Answered on July 31, 2013
The judgment goes into effect immediately, however the judgment creditor will still need to file the appropriate attachment to start to garnish...
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Archived
Can the hospital garnish my wages?
Sean's answer
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Answered on July 31, 2013
They can't garnish wages in Texas but the can get a judgement and go after funds in your bank account.
Archived
I have an unpaid payday loan I took out in California 5 years ago. I now live in Texas. Can they take me to court?
Sean's answer
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Answered on July 31, 2013
They may be able to bring suit in CA depending on the statute of limitations in that state.
Archived
I am being being sued by golds gym. I have a court date on aug 14 whice is very soon. they are sueing me cause I stop paying.
Sean's answer
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Answered on July 30, 2013
Have you filed an answer in the lawsuit? It is important that you respond or the creditor may get a judgment without any resistance. You could work...
Archived
Can I get stuck with the debt from my ex-husband of 13 years after he made charges on a card that he applied for in my name?
Sean's answer
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Answered on July 30, 2013
It sounds like your former husband has committed a fraud against you. Since he has fled the country it will be difficult to go after him for the...
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