Archived
Can a pay day loan company put take money out of your paycheck (they call it a wage assignment) to get there money back?
Sean's answer
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Answered on August 20, 2013
In order to get any kind of garnishment they must file a lawsuit and collect a judgment. The Texas constitution prohibits a creditor from...
Archived
What are my options post Chapter 13 and may I contact Trustee directly?
Sean's answer
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Answered on August 20, 2013
You should always speak to your attorney rather then the Trustee directly because the Trustee is an opposing party and cannot give you legal...
Archived
I filed Ch13, 11 mons ago (the home is included). How can I qualify for a new mortgage while still paying on a current mortgage?
Sean's answer
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Answered on August 20, 2013
It would help your case if you can demonstrate how you are going to pay for the second house and why a second mortgage is necessary for your...
Archived
. are in a chapter13 .but have got behind in our mortagage my husband start his new job late this week
Sean's answer
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Answered on August 20, 2013
You should contact your attorney as soon as possible. Falling behind on your mortgage payment during a chapter 13 case can cause the mortgage...
Archived
Is there a statute of limitations for obtaining a judgment for an unpaid SBA loan?
Sean's answer
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Answered on August 13, 2013
The statute of limitations on a debt in TX is 4 years from the time you defaulted, stopped paying. You should have an attorney review the contract....
Archived
Can my property be sold on the courthouse steps from a judgement filed against me from an equiptment rental company
Sean's answer
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Answered on August 11, 2013
A judgment creditor can only obtain a lien and therefore foreclose on your non-exempt property. Your homestead would be exempt under Texas law and...
Archived
Can spouse's retirement account, and separate bank account be garnished for a judgment against other spouse?
Sean's answer
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Answered on August 11, 2013
A judgement creditor can only garnish non-exempt property under Texas law. Your teacher's retirement account would be exempt under Texas law and...
Archived
Is verbally admitting to a debt enough to restart the statute of limitations in TX, or does it have to be in writing?
Sean's answer
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Answered on August 06, 2013
I agree with the previous answers the law of NV will most likely apply. The statute in TX runs from the time you defaulted so a statement does not...
Archived
Im being sued for a balance on a credit card, do i need a lawyer? i dont have a dwnpynt that they are reqstn to settle
Sean's answer
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Answered on August 06, 2013
You don't "need" an attorney but I would highly recommend one. The first thing you will need to do if you have not already done so is file an...
Selected as the best answer
Archived
Will I lose my time share I am still making payments on because of chapter 7
Sean's answer
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Answered on August 03, 2013
I would suggest speaking to an attorney about this specific question. Normally a time - share is a non-exempt asset meaning that the chapter 7...
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