Questions answered by Rick Flume

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Can i include my mom's vehicle (which i have paid for from the purchase date) in my bankruptcy?

Rick's answer | Answered on October 20, 2014

If your name is not on the car loan, then that debt cannot be included in the bankruptcy case. Even if you listed it as being yours, the...

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I am not sure if my question posted I am in bankruptcy has not been discharged yet and I need to break my lease to move.

Rick's answer | Answered on October 18, 2014

You have to accept or reject a lease in bankruptcy. If you filed a Chapter 7, which is only for open for 90 days, then you should be able to...

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I filed chapter 13 on oct. 2nd and now wants out on the 7th of oct. Called the lawer and he has not responded how can i get out

Rick's answer | Answered on October 13, 2014

If you filed a Chapter 13 bankruptcy just a few days ago, the easiest way "to get out of" the bankruptcy is to not make a payment to the Chapter 13...

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I a debt collection agency and a law firm calling me about the same unpaid pay day loan?

Rick's answer | Answered on October 09, 2014

I agree with Ms. Trevino: beg them to sue you. They won't sue, because it would force them to play by the rules. Instead, they'll use every scare...

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Is not paying creditors illegal?

Rick's answer | Answered on October 07, 2014

You can't go to jail for not paying debts, unless it is child support arrears or the IRS. Even if you lose the lawsuit and there is a judgment...

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I bought a car when I was leaving with my boyfriend he was the one that sign in but the car is under his name and my name too he

Rick's answer | Answered on October 02, 2014

As Ms. Trevino stated, it looks like he has the same rights to the vehicle. More importantly, when the vehicle is paid off, the creditor will...

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Do Judgments only include the principal amount loaned/charged or collection fees also?

Rick's answer | Answered on October 01, 2014

I agree with what the others have stated. I would add that the private student loan can be settled at a discount, just like you can do with an old...

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If I have a judgment against me for a private student loan will bankruptcy "erase" or remove the judgment?

Rick's answer | Answered on September 30, 2014

Bankruptcy will not remove the judgment. The best strategy for handling the private student loan judgment is to save up money to settle that debt...

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My friend has some private student loan debt. The 4 loans where taken out between 2006-2010. When does the SOL start.

Rick's answer | Answered on September 30, 2014

James Heston provided some great information about the Statute of Limitations. You also asked about what can be included in the lawsuit as far...

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I am in chapter 13 and getting ready to make my last payment and a creditor didn't make claim on a secured loan that was listed

Rick's answer | Answered on September 29, 2014

You may want to amend your answer to provide some information as to the creditor and to the type of collateral for the loan. That way you can get...

Rick Flume's Answers (57)

Can i include my mom's vehicle (which i have paid for from the purchase date) in my bankruptcy?

I am not sure if my question posted I am in bankruptcy has not been discharged yet and I need to break my lease to move.

I filed chapter 13 on oct. 2nd and now wants out on the 7th of oct. Called the lawer and he has not responded how can i get out

I a debt collection agency and a law firm calling me about the same unpaid pay day loan?

Is not paying creditors illegal?

I bought a car when I was leaving with my boyfriend he was the one that sign in but the car is under his name and my name too he

Do Judgments only include the principal amount loaned/charged or collection fees also?

If I have a judgment against me for a private student loan will bankruptcy "erase" or remove the judgment?

My friend has some private student loan debt. The 4 loans where taken out between 2006-2010. When does the SOL start.

I am in chapter 13 and getting ready to make my last payment and a creditor didn't make claim on a secured loan that was listed