Do i need a lawyer? How do I resolve a ex not paying her car note that I am the signer of.

Unfortunately, your credit will reflect any payments that a co-signer fails to make on a loan. Although you and your ex-spouse may have an...

Bottom line, what's the worst that can happen ( STATE OF TEXAS) if one fails to pay a credit card and it goes to collection.

It sounds like your old credit card debt was purchased by a "debt buyer," who is now suing you. It is perfectly legal for the debt buyer to sue,...

Do I need a bankruptcy attorney now? I lost my job and stopped paying my CC and private student loans in Nov. due to illness.

I recommend that you look at ALL of your options while you still have some options. You can wait until you get sued, but you will go through a lot...

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Bankruptcy

The first step in this process is to make sure that you don't repay a family member with your income tax refund. Next, schedule a free...

Your Social Security is protected even after it is deposited in your bank account. Just make sure nothing other than Social Security goes into that...

I filed Chapter 7 in Colorado in 2007. Had a vehicle financed through a Credit union in Texas.

The credit union can hold onto the title to the vehicle until you pay all the debts that you owe to the credit union. Although your Chapter 7...

Can a motion for judgment (debt collection) be filed after "SOL", with original suit filed within the SOL?

You may want to contact a lawyer that handles debt defense cases, or a bankruptcy lawyer if you have other debts that are giving you problems. You...

I have been sued by a second lien lender. Can I file bankruptcy and have the lawsuit in the bankruptcy?

I'm assuming that the second lien you mention refers to the second mortgage on your home. It is common for a second mortgage to get "wiped out" by...

My FICO score is staying at the same number. I have tried to use a credit cleanup agency and didn't get but 20 points better....

The issue is credit worthiness, not credit score. In the world of credit, Cash is King! Cash savings for a down payment, and cash flow for the...

What are the typical fees for executing a chapter 13 for a single male with a relatively small amount of unsecured consumer debt

That looks like the fee for a Chapter 7 bankruptcy, with the filing fee included.