Can I sue my credit card company for refusing to settle cc debt?

The answer to your question is no, you cannot sue a creditor for not settling with you. Creditors have no obligation to settle. I think you...

Statute of Limitation Texas vs Virginia

What can be confusing is when the statute of limitations starts running in Texas. Generally, you look to that contract and it says breach happens...

Credit reporting of loan modifications is a mess right now. I have heard Bank of America recently ceased reporting for at least a large group of...

Deb Buyers have accounts, is CHAPTER 7 an option? Thank you.

Chapter 7 is bankruptcy. There is no negotiating of balances on unsecured debt in a Chapter 7. You seem to have gotten a lot of misinformation....

Levy on bank account

Are you working? If so, garnishment may be coming next. I understand the 30 days is not much time when you are trying to keep everything else...

I am so glad you asked this question. My answer is No, please don't send anything like this, it barely makes sense. Fake legalese like this is...

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How can I increase my credit score?

My advice is to please avoid companies that promise to increase your credit score. My second advice is to please consider -- why do you NEED a...

No, but you would be wise to take steps to deal with the judgment one way or another. It is impossible to predict what will happen next, but in...

He is saying the case is ready for trial and that as far as he is concerned, no discovery (asking questions or asking for evidence from the other...

What happens if I don't go to court for breach of contract credit card debt?

The worst thing LIKELY to happen is they will take money from your bank accounts. Often the collectors hit the account right after payday and that...