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This letter is being sent to you in response to a notice sent to me on December 02, 2006). Be advised that this is not a refusal to pay, but a notice sent pursuant to the Fair Debt Collection Practices Act, 15 USC 1692g Sec. 809 (b) that your claim is disputed and validation is requested.
This is NOT a request for “verification” or proof of my mailing address, but a request for VALIDATION made pursuant to the above named Title and Section. I respectfully request that your offices provide me with competent evidence that I have any legal obligation to pay you.
Please provide me with the following:
What the money you say I owe is for. Explain and show me how you calculated what you say I owe. Provide me with copies of any papers that show I agreed to pay what you say I owe.there's more to this letter and I do not have enough room to type, here is the link if you don't mind looking: http://www.creditinfocenter.com/forms/sampleletter9.shtml I'm hoping this letter will be fine to the collection agency. I'm passed the SOL and on disability. Since I'm passed the SOL I'm wondering if I need to mention it as in link with the sample letter or do I just need to have the notice validated? I need to send a certified letter to them ASAP. Thank you for you time. Please help!