In 2 days I have to go to Court because Discover Card is sueing me in Texas. What do I do. I can't afford lawyer.

If this is your first trial setting, you can ask the court for a continuance so you can find an attorney you can afford. If this is just the date...

Do I need a lawyer to answer a summons?

You must file a general denial which is just what it sounds like. File it with the court and send it to the suing attorney either by certified...

Is collecting on a judgement easy?

It is very hard to collect a judgment in Texas unless you sued a rich person or a stable company. Keep in mind that Texas is an extremely debtor...

I have a question about a writ of garnishment in the Texas Rules of Civil Procedure

Garnishment in not allowed in Texas to collect civil debts except federal taxes and payment of some federal student loans. It is a violation of...

The levy will only allow withdrawal of what is in the account. Once they take the balance the judgment holder will have to obtain a new order to...

You can't freeze a bank account unless and until you have a judgment.

What is the statute of limitations on a debt in TEXAS? Please explain in detail the SOL requirements. When start? Renewal?

The statute of limitations for the collection of consumer debt in Texas is 4 years beginning the day after your first missed payment.

Can I cancel a severance plan if I've since discovered such employee was using corporate credit card for personal purchases?

Go back and read your severance agreement to see if you left yourself a loophole to cancel in this this situation. I'm pretty sure you didn't. If...

Paying restitution to friend

I think the detective was trying to give you the chance to make good. You should take advantage of the opportunity by sending the most you can now...

Can a Auto Lender call a reference to tell them im behind on car payments?

You may have a claim for violation of the Fair Debt Collection Practices Act. Each violation of the Act is worth up to $1,000 to you, any actual...