Archived
Can my withdrawal form my texas retirement be held due to a judgement filed for a defaulted student loan?
Lu Ann's answer
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Answered on September 14, 2013
If you made a payment plan based on an agreed judgment, you can be held in contempt and potential jailed for defaulting.
Archived
Is texas teacher retirememt exempt from a judgement for a defaulted student loan? I am considering withdrawing my rwtirement.
Lu Ann's answer
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Answered on September 14, 2013
Depends on who got the judgment. If it was a government loan, the retirement money is not protected. If it was a private loan company then the...
Archived
If a det collector acepted a settlement but did not sign the aceptance letter he sent and he has already filed suit do trust it?
Lu Ann's answer
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Answered on September 14, 2013
Don't send the money until you get a signed settlement agreement.
Archived
Car dealer made changes to loan application and initialed it as my husband without his consent.
Lu Ann's answer
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Answered on September 13, 2013
Was the change false? Did the change result in some harm to your husband such as increased interest or longer payment term? Is he trying to get...
Archived
What is the maximum fees and interest a collection agency can charge in Texas?
Lu Ann's answer
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Answered on September 13, 2013
You would have to read the lease to see if you agreed to that type of fee escalation. The escalation does seem very high. You can dispute the...
Archived
My car was repossessed but I paid to get it back. Can they legally put it as a repossession on my credit report?
Lu Ann's answer
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Answered on September 13, 2013
It should not be reorting as a repossession, just that you were late for a period time. You can dispute this through the credit bureaus. Don't...
Archived
Can I sue collection company for harrassment? For this voicemail I got at work which was supposedly meant for someone else?
Lu Ann's answer
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Answered on September 13, 2013
Of course you can sue, but the collector will say this is a bona fide error which is an argument they could win. Or they might offer you a small...
Archived
I took out a payday loan, now I'm facing. A civil suit. Is this legitimate? What are my rights?
Lu Ann's answer
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Answered on September 12, 2013
If you took out the loan and have defaulted thenyou can be sued in civil court. If you already set up the payment plan and you think it's the real...
Archived
In 1995 I had a law suit in which $21,000.00 was put into an account for later use for medical. How can I get this money.
Lu Ann's answer
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Answered on September 12, 2013
If you were a minor at the time, the funds were probably put into the registry of the court. If you are now 21, you need to hire an attorney to...
Archived
Court summons by a debt collector. What are my options?
Lu Ann's answer
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Answered on September 11, 2013
You may have claims for violation of the Fair Debt Collection Practices Act and the Telephone Consumer Protection Act. Each violation of the Acts...
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