Archived
We had a foreclosure on our home in August 2013. we have not been able to move out due to financial situation
Lu Ann's answer
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Answered on September 23, 2013
Who ever bought the house must now give you an eviction notice and, if you do not go, they must file an eviction lawsuit to get an order of...
Archived
I took out a vehicle loan with a bank named Santander. and I believe they are charging too much interest.
Lu Ann's answer
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Answered on September 23, 2013
In Texas it is legal to use an accounting method which makes you pay the majority of the interest first rather than having it spread out evenly...
Archived
Do I need to pay off debt?
Lu Ann's answer
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Answered on September 22, 2013
By paying on this debt, which well beyond the statute of limitations, you have revived it and given this collector to sue if you do not pay. This...
Archived
Agreements involving monetary payments to settle an old credit card debt.
Lu Ann's answer
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Answered on September 20, 2013
The creditor representative will sign a payment agreement or you won't send the money. If you have already been sued, you need to be sure they...
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My boyfriend offered to help buy me a car. $4000 was put down on it with a balance of 17,000 . I am listed as buyer.
Lu Ann's answer
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Answered on September 20, 2013
This is one of the many reasons to avoid co-buyer situations. Who made the $4,000 down payment? Why did you need a co-buyer? Bad or no credit,...
Archived
Do I need to pay debt?
Lu Ann's answer
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Answered on September 20, 2013
The statute of limitations for the collection of debt in Texas is 4 years beginning the day after your first missed payment. You may have claims...
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Archived
CREDIT CARDS UNPAID
Lu Ann's answer
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Answered on September 19, 2013
If you can't pay then don't until you get caught up. If you never get back to paying, the creditors may sue you.I f the creditor wins (they don't...
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Credit Card Lawsuit & Trying To Be Served
Lu Ann's answer
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Answered on September 19, 2013
There is no requirement for you to sign for the delivery of citation. If you continue to avoid service, eventually the credit will ask the court...
Archived
Can I be charged for a felony charge/can a suit be filed to an agency for unlawful collection harassment?
Lu Ann's answer
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Answered on September 18, 2013
This is a scam. Unfortunately, there is virtually nothing you can do to stop it except offer to pay. Even if you did pay, they often keep coming...
Can the Collections Agency send Locator to my job to deliver papers with charges against me?
Lu Ann's answer
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Answered on September 18, 2013
This is scam. Unfortunately, there is virtually nothing you can do to stop it except offer to pay. Even if you did pay, they often keep coming...
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