Archived
Received a notice for Plaintiff's Motion for Summary Judgment. Is it best to call the attorney ahead of this court date & settle
Lu Ann's answer
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Answered on October 11, 2013
There's always the possibility that an attorney could defeat the motion for summary judgment for you which would give you greater bargaining...
I've been sent an AFJ and NEA to settle an account with Capital One. Should I sign?
Lu Ann's answer
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Answered on October 10, 2013
You need to be aware that signing that agreed judgment exposes you to the only means of being jailed for failure to pay a debt. Your failure to...
Archived
Can I be arrested being the co-signer on a bail bond in el Paso Texas
Lu Ann's answer
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Answered on October 10, 2013
You are liable for payment of the bond amount if your brother does not return. You will not be arrested for your brother's failure to appear as...
Archived
Western Sky Charged off a loan back in 2012 I had , A company named United states they cant provide documentation is this true
Lu Ann's answer
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Answered on October 10, 2013
You must make your request for verification in writing within 30 days of the first collection contact. These collectors can afford to give deep...
Archived
What do I do if a debt collector has called to serve papers for old credit card debt but they served in state I never lived in?
Lu Ann's answer
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Answered on October 09, 2013
You can answer the suit then counterclaim for violations of the Fair Debt Collection Protection Act.
Archived
I took out a loan with Western Sky back in April 2012. I made all the payments on time to Cashcall.
Lu Ann's answer
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Answered on October 08, 2013
Unpaid debt is sold frequently. You need to demand verification of the debt in writing because you need to be sure you are paying a legitimate...
Archived
Can i be forced to pay the remaining amount on a vehicle that was repossessed?
Lu Ann's answer
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Answered on October 08, 2013
When the car is repo'd, the lender will sue you for the difference between the auction sale price and the loan balance. If the lender wins (they...
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Archived
Do stores such as Rent-A-Center, Aaron's, Buddies have to follow the Texas Debt Collections Act.
Lu Ann's answer
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Answered on October 08, 2013
Calling your cell phone in that way is probably a violation of the Texas Debt Collection Act. As for the amount of payments sought, you need to...
Archived
Has Rent-A-Center violated their collection tactics? And should I pursue legal action?
Lu Ann's answer
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Answered on October 08, 2013
Are you sure the phone calls were from Rent-A-Center? That company has a secured interest in the merchandise, this is different from a credit...
Archived
Is there a way to get rid of/ stop paying a never used timeshares without affecting my job or chance of buying a home?
Lu Ann's answer
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Answered on October 08, 2013
You might discharge the timeshare in bankruptcy, but theat would be on your credit reports for 10 years. That would prevent you from buying a...
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