Is filing bankrupcy recommended/worthwhile/possible/a solution ?

Is there any reason to believe new income sources can/will be found? Is there any available credit on the existing credit cards? If yes, use that...

Can a business send your account to collections and on your credit report without contacting you and letting you know you owe?

The Texas Property Code requires a landlord to refund the deposit or explain why the deposit was kept IF you give notice of your new address in...

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Family member making payments on a car loan.

Your daughter has 2 choices: make the payments herself and pray he transfers the title to her when the payments are complete (he might not)...

Is it possible to pay the original balance with payday loan companies and be done?

There is a way to address this debt in a low-cost manner that does not involve bankruptcy. You can call me for free cpnsultation.

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I never received a validation notice, but a debt collection agency is refusing to validate my debt.

Just wait on it; they may sue you then you can bring your claim against them.

What rights do you have if you took over the payments of a vehicle and paid it on time for 3 years?

Lawsuits can be filed, but nothing quick or certain can be done. He will have to figure out an immediate solution to his transportation problem...

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Can a federal warrant be issued for a payday loan they say was done in Nov 2005 and they have provided no proof?

I know all of you are frightened by the threats of collectors on payday loans, but the vast majority of these calls are for uncollectable debt that...

I am being sued by citibank for a household credit card that is in my name. I am now divorcing and cannot afford an attorney

You have options and there are strategies to address this debt which do not have to include bankruptcy. You need to consult with a consumer debt...

Do we have legal recourse against third party investor that bought house in HOA auction if he is not cooperating in selling?

No you don't.

Have a notice of default at the clerks office that was filed in 2008 by Washington Mutual Bank. Is this still effective?

You don't give enough information. Is this a default judgment? If yes, it is good for at least 10 years.