Archived
Do I have a chance if I try to discharge my private student loans with bankruptcy by proving that I cannot afford my bills?
Lu Ann's answer
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Answered on February 02, 2014
You asked this question last week andnone of your facts have changed, so none of the answers will change. This is not your debt. Stop paying. ...
Archived
I am a co-signer on a title loan. The loan is in default. the other guy has possession of the vehicle in New York-Im in texas.
Lu Ann's answer
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Answered on February 01, 2014
If you took out a title loan the title is now in the name of the lender and not the other party or you. If you are concerned about your credit...
Archived
Being sued by Capital One in Bexar County Justice Court. Do I need to request Discovery when I submit my Answer?
Lu Ann's answer
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Answered on January 31, 2014
Because the suit was filed in the Justice Court you CAN'T seek discovery without filing a motion with the court seeking permission to do so. You...
Archived
Can a payday loan company take you to court from a loan from 2007 that never got repayed
Lu Ann's answer
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Answered on January 31, 2014
The statute of limitations for the collection of debt in Texas is 4 years beginning the day after your first missed payment. Beg them to sue you...
Can I get derogatory marks off my credit report?
Lu Ann's answer
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Answered on January 31, 2014
Make her give the card back to you. Close the account. Make her pay you and then you pay the bank until satisfied. Then mark this down as a life...
Archived
Is Western Sky, Cash Call, and Delbert Services licensed to do business in the State of Texas
Lu Ann's answer
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Answered on January 31, 2014
Those businesses are not operating anywhere in the country right now because of legal problems related to their lending practices. That does not...
Archived
Mom took out $130,000 in private loans under my name. Can I file some type of charge against her?
Lu Ann's answer
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Answered on January 30, 2014
The loans couldn't be discharged by you because these are not your loans. Why are you paying the loans? It's not your debt and you are not...
Archived
Can a lawyer sue me and win in texas for all of an escrow amount PLUS his attorney fees?
Lu Ann's answer
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Answered on January 30, 2014
Who is "they"? You appear to have an agreement for division of the sale proceeds. Was that paid to you? Was the escrow part of that agreement?...
Archived
Being sued for supposedly unsecured debt (i.e. credit card debt)
Lu Ann's answer
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Answered on January 29, 2014
A creditor must sue you, personally serve the suit papers to you, wait for you to answer, and win at trial before it can get an award which would...
Can I sue someone for using the social security numbers of my children to file their taxes to get more money?
Lu Ann's answer
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Answered on January 29, 2014
You can sue on behalf of your children, but even if you win, collecting the money is highly unlikely. You do need to make a police report and...
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