If you are being sued now that means there is no judgment YET. If the debt is less than $10,000 you were probably sued in the Justice Court. If...

How is one "not served properly" when sued in court by a third party debt collection agency? What is FDCPA?

There is a procedure that allows service of court papers by leaving them at your front door. The court must give permission for this after several...

In Texas on an auto title loan ,can bankruptcy reduce. Interest and prevent repossession

Bankruptcy can help rescue you and your car. If that is your plan, don't wait too long because the title lender will repossess if you don't pay.

KEOGH account

This type of account is protected from garnishment for civil judgments.

I receive a card in mail that a collection company filed a lawsuit against me on 3/4/2014 for an unpaid shell credit card debt,

Call teh Travis County Bar Association for information to find a pro bono attorney. Social Security money is safe from garnishment for debt.

My fiance's cousin used his identity to turn on utilities from 2005-2013. He now has a warrant for his arrest, what can we do?

The identity theft by the "cousin" needs to reported to the police and the credit bureaus. Generally speaking, no warrant can be "dropped" simply...

Payday loan

This is very likely to be a scam collector willing to say anything to scare you into paying something quickly. Demand proof of the debt and their...

Auto dealer changed my financing without my knowledge

You need to demand recission of the Capital One loan and have the Bank of America loan completed. The dealership should be willing and able to do...

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Can my bank hold my car title because i am overdrawn. I recently paid off the note that the title was used for collateral.

You may have signed a cross-collateralization agreement meaning that any collateral for any debt with that institution is collateral for any other...

A court receiver has been assigned against me for a school loan I owe. What are my options? Thank you.

If you were not served with the original lawsuit and the default judgment is less than 4 years old, you may be able to attack the judgment and stop...