Lu Ann Trevino's Answers (10249)

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Can a bill collector still call you after you've requested in a letter that they only contact you in writing??

Lu Ann's answer | Answered on April 08, 2014

The statute of limitation for collection of a debt is four years starting the day after your first missed payment. This matters because the clock...

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I need a free initial consultation with commercial debt collection lawyer

Lu Ann's answer | Answered on April 07, 2014

Many attorneys on this site offer free consultations. If this a business aqccount in the name of a corporation then the protections available to...

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I have paid a company called World Wide Requisitions for a credit card debt. I got a call from another firm threatening me.

Lu Ann's answer | Answered on April 07, 2014

If you already paid World Wide Requisitions it is highly unlikely that you will get your money back if it was the wrong collector. Demand written...

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There was an Abstract of Judgment placed on my property this week for a previous owner. Does that tie up my deed if I sale?

Lu Ann's answer | Answered on April 07, 2014

This could be a very big problem for you and the the previous owner of the property if you were related to each other by blood or marriage and the...

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I would like to clear my credit report up from multiple collection agencies with negative information back to good credit.

Lu Ann's answer | Answered on April 07, 2014

There is no magic to clearing you credit especially if the negative entries are correct and less than seven years old because it can't be done. ...

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Can Collection Agency report the same account several times with a different amount ?

Lu Ann's answer | Answered on April 07, 2014

Reporting inflated balances is a frequent occurance which I believe is a violation of the Fair Debt Collection Practices Act. You must complain to...

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Being sued by portfolio for $2000 in credit card debt not sure if I can go ahead with planned move if I have not been served?

Lu Ann's answer | Answered on April 06, 2014

The eviction mentioned on the court web site is unrelated to the Portfolio Recovery suit. It may be a good thing that you are moving because the...

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Can the Distric Clerk deny me a payment plan on my court costs? I am on SSI and it is my only income, and I owe about $10,000.

Lu Ann's answer | Answered on April 01, 2014

I rarely say this, but you need to consult with a bankruptcy attorney about resolving this and any other debts you have. I am unaware of any...

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What happens after a vehicle is repo'd?

Lu Ann's answer | Answered on April 01, 2014

When the car is repo'd, the lender will sue you for the difference between the auction sale price and the loan balance. If the lender wins (they...

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What do i do if my identity was stolen and used to open accounts

Lu Ann's answer | Answered on March 30, 2014

You need to make a police report even if you don't know the name of the thief and then send an affidavit to the credit bureaus and the...

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