After a Ch.13 Bkrpty has been officially discharged, is there a law that says it HAS to remain on my credit reports for 7+yrs?

Bankruptcy must remain on the credit reports for TEN years regardless of discharge. Did the prospective employer tell you the bankruptcy was the...

Would you please recommend a reputable, successful collection agency?

there are collection attorneys on this site and you can look on Linked I.

Can I do anything about this 7 years later?

If you got a judgment and it is less than 10 years old, there are steps you can take to collect. Please remember it is very difficult to collect...

I had a payday loan from 2002 that i did not pay back. It was a store front so checks were postdated. Can I still be prosecuted?

This is not a criminal matter, so no prosecution.

Unpaid payday loans?

If you have actually been sued and you live in Harris County, you would have received numerous advertising letters from attorneys offering to...

Receiving letters threatining to file criminal charges on checks that have already gone past statute of limitations.

Are you sure it is REALLY the county attorney's office sending the letters? If it is, you really need to contact a criminal defense attorney to...

I Filed a police report so whats next

As I have said the police are unlikely to do any investigation. The payday lender will simply take this as a loss.

Homeowner association- Texas

Do not wait. Start negotiating a payment plan right now. There are many steps that must be taken before foreclosure can happen, but you would be...

I understand the desire to hunt the thief down and get justice, but you have to be realistic. There is nothing to sue the lender for because they...

You can't. The most you can do is file a police report for identity theft then notify all the credit bureaus of the incident.