Binding? i drew up a personal contract for 6 months of payments to a friend. We signed it and had it notarized.

Assuming you have included the terms of offer, acceptance, consideration, and performance, you have more than enough for an enforceable contract. ...

I have been sued by midland. This is a Dillard's card.

Bankruptcy might not be right for you even if you do have other credit card debt. That decision needs to be made on analysis of your complete...

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I have defaulted on on-line payday loan. I keep getting calls ...saying I committed fraud and theft by check.

The calls and the threats violate multiple section of state and federal collection laws. If you intended to pay the loan at the time you took the...

I have two judgments against me which were discharged in a bankruptcy yet remain on my credit report. How can I get them removed

The judgments with a notation of discharge in bankruptcy will remain on your credit reports for 10 years from date of discharge. You can't have...

Did this Debt Collection Agency commit fraud?

This 99.9% scam. I have seen about o dozen of these in the last 3 months. You can demand verification in writing, but never send any money until...

My car was illegally towed

You don't give enough information about the situation to give you any meaningful response. Was this a repo, private parking lot, or what?

Moved to Texas Nov 2, 2012 how long do I need to wait before filing bankruptcy for myself- but not my wife?

The answers are not going to change. Why do you think you need to file bankruptcy? There are other informal ways to address you credit card and...

Moved to Texas Nov 2, 2012 how long do I need to wait before filing bankruptcy for myself- but not my wife?

Why do you think you need to file bankruptcy? There are other informal ways to address you credit card and personal debts. You are judgment proof...

I was sent a letter from an attorney representing Northern Leasing re: a credit card machine from 2008.

I suspect the debt is beyond the statute of limitations and that this is just a tactic to get you send money you don't owe. Demand verification of...

How do I make this go away.

As a practical matter, you need to get a family attorney to protect you and your child. He can try to sue to collect, but he may not win and,...