Archived
Court order to pay credit card company remaining balance of $2100, showing that I paid $500 in good faith. What's next?
Lu Ann's answer
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Answered on August 17, 2014
If you mean you signed an agreed judgment, your failure to pay as shown in the judgment is contempt of court. If the creditor really wanted to be...
Archived
I pay down on a car unaware the car had lien on it the car was reposed , I caught the wrecker driver in action
Lu Ann's answer
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Answered on August 16, 2014
The repo man had to show the officer something or he would not have let him take the car. It was not necessary to show you his documents. The...
Archived
Do I need an attorney?
Lu Ann's answer
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Answered on August 15, 2014
There is no way to do that. You may here advertising about companies that will help you do that for a fee, but those companies can't guaranty the...
Archived
Does Texas have an income protection act. How do I protect my bank accounts from old credit card debt?
Lu Ann's answer
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Answered on August 15, 2014
Keep in mind that Texas is an extremely debtor friendly state. Nobody gets your house except the lender and the IRS. Nobody gets your car except...
Archived
Now live inTX for 3 three years. never received notice of ganishment sent to GA, old address, just received wage ganishme
Lu Ann's answer
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Answered on August 15, 2014
Garnishment is not allowed in Texas to collect civil debts except federal taxes and payment of some federal student loans. It is a violation of...
Archived
Divorce, and 17000 collateral on house
Lu Ann's answer
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Answered on August 14, 2014
Can you afford the house and do you want it? If your name is on the mortgage, you need to be worried about foreclosure by the bank. If your ex...
Archived
Can I file for bankruptcy to recover the vehicle although the vehicle lien and title are not under my name?
Lu Ann's answer
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Answered on August 14, 2014
Your bankruptcy will have NO impact on your husband's repossessed vehicle. Both of you need to talk to a bankruptcy attorney to figure out your...
Archived
Is there a statute of limitation on suing someone for a loan?
Lu Ann's answer
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Answered on August 13, 2014
The statute of limitation is 4 years after the date payment was supposed to be made.
Archived
Are payday loans illegal in Texas
Lu Ann's answer
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Answered on August 13, 2014
That's one of the more creative conditions I have heard from payday loan collectors. They can't tell you where to live. This is a loan not...
Archived
$547 Cancellation Fee?
Lu Ann's answer
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Answered on August 12, 2014
This type of fee is legal and you agreed to pay. You might be able to negotiate a reduced fee, but you will have to pay something. Ask whether...
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