Archived
Do I need to obtain authorization for background checks on individuals and businesses for non-employment purposes?
Lu Ann's answer
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Answered on April 16, 2015
Assuming you are looking at public information, you don't need authorization. This is simply due diligence as part of a business transaction.
Archived
My older brother used my social(without permission) and now there is a debt in collections on my credit report... what can i do?
Lu Ann's answer
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Answered on April 16, 2015
Suing your brother would not necessarily achieve your goal. The most effective plan would be filing a police report stating the facts. Generally,...
Archived
I'm being harassed and discriminated against at work. Reported to HR, but they aren't handling the problem. What are my options?
Lu Ann's answer
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Answered on April 16, 2015
You may have claim under the Americans with Disabilities Act which requires your employer to make reasonable accommodations for your physical...
Archived
How do I find an attorney who can represent a federal case?
Lu Ann's answer
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Answered on April 16, 2015
You don't give enough information to get a useful response. Use the "find a lawyer" feature on this cite.
Can my employer drug test me if he thinks I smell like weed?
Lu Ann's answer
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Answered on April 16, 2015
Give the sample and then you have 2 choices: 1) start looking for a new job, 2)beg for mercy from your employer. You should probably do both.
Archived
I was contacted by the Division of Pretrial stating that I applied for and received a Pay Day Loan online in 2009.
Lu Ann's answer
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Answered on April 16, 2015
Beg them to sue, so you can sue them back. This is a scam.
Archived
I live in Houston TX, I have homestead in my house
My question is: can debt collector agent put a lien in my property?
Lu Ann's answer
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Answered on April 15, 2015
The lien, if is granted, does not attach to homestead, but it does put the world on notice that you owe a judgment creditor a certain sum of money....
In Texas a debt judgment expires in 10 years, but it can be renewed. If it is renewed, will that generate a new public record?
Lu Ann's answer
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Answered on April 14, 2015
Renewal creates a new public record which will appear on your credit reports.
In Texas is it legal to make audio recordings of meetings with your employer, and is it admissible in court?
Lu Ann's answer
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Answered on April 14, 2015
Texas is a "one party" state meaning only one party has to be aware a recording of conversation is being made. The transcripts of the recordings...
Archived
If a jdgmnt. is recv'd on a deficiency bal. of an auto repo., can a creditor repo additional collateral (auto) on a paid loan?
Lu Ann's answer
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Answered on April 14, 2015
Without seeing the finance contracts for both cars, the answer is MAYBE. Credit Unions and some banks use cross-collateralization agreements which...
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