Archived
After judicial foreclosure what documents do you file after the court hearing? do you prepare the documents ones given at court?
Lu Ann's answer
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Answered on September 15, 2016
If you knew what you were doing, you would not bother with judicial foreclosure because it is not required in Texas UNLESS this is a home equity...
Archived
What if a mortgage company sold your home at auction and the money had been wired in?
Lu Ann's answer
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Answered on September 15, 2016
You don't give enough facts or context to make a useful answer possible. It often happens that the loss mitigation and foreclosure units at banks...
Archived
How can I locate a liability judgment against myself?
Lu Ann's answer
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Answered on September 15, 2016
Start by getting credit reports from all the bureaus. If the judgment actually exists, it will show up on the credit reports. If it's not there,...
Selected as the best answer
Archived
Can I be charged for a payday loan that was charged off in 2010?
Lu Ann's answer
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Answered on September 15, 2016
The statute of limitations for debt collection is 4 years in Texas. That means a creditor or debt buyer must sue you within the 4 years following...
Archived
I received a debt citation in Texas that was not only served to me personally, but also in incorrect county of my residence
Lu Ann's answer
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Answered on September 15, 2016
You may have a claim for violation of the Fair Debt Collection Practices Act. Each violation of the Act is worth up to $1,000 to you, any actual...
Archived
What is the best thing to do in our situation
Lu Ann's answer
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Answered on September 15, 2016
Bankruptcy may not be right for you. There are informal ways to resolve the debt without bankruptcy, which could be cheaper, faster, and have less...
Archived
Can a bank repossess my vehicle without them having the title to my vechicle?
Lu Ann's answer
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Answered on September 14, 2016
It is highly likely that there is a new title to the vehicle with the new lender shown as lienholder. Simple possession of a title does not mean...
Archived
Last year I bought a new truck and the agency promised different stuff
Lu Ann's answer
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Answered on September 14, 2016
This is a consumer protection law question and I will change the category for you.
Archived
I loaned a person money in order for them to buy a house and flip it. If I sue and win, how will it be enforced?
Lu Ann's answer
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Answered on September 13, 2016
Mr. Paxton is right, but remember the judgment debt can always file for bankruptcy to avoid payment. You might consider filing criminal charges for...
Archived
How can I get money back that was paid to a remodel contractor
Lu Ann's answer
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Answered on September 13, 2016
Good luck. Send a termination letter and demand you money back. You won't get it. You can sue and you could win, but you will have a very difficult...
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