Are you sure this is a secured loan? Read the loan contract. If it is NOT, the lender will not take the shed back. The lender's remedy is to sue...

No useful answer is possible without seeing the letter. It is possible the dealer applied for more than one loan for you and that your application...

You can sue sue the towing company and the driver, both of which are supposed to be insured. I'm not sure Titlemax would be a proper party to a...

Generally, a secured loan means the lender gets the collateral if it can't get the money. It's not a choice. Deliver the car to them with the keys...

It is technically possbile to collect on a Perkins Loan because there is no statute of limitation for a federal debt.

The statute of limitation is 6 years in Ohio. You cannot be sued legally for this debt. You may have a claim for violation of the Fair Debt...

The statute of limitations for debt collection is 4 years in Texas. That means a creditor or debt buyer must sue you within the 4 years following...

There is no law governing your situation. You are bound by the terms of your mortgage.

Bankruptcy may not be right for you. There are informal ways to resolve the debt without bankruptcy, which could be cheaper, faster, and have less...

“Charge -off” or "Profit and loss write off" usually means a creditor has decided to take a tax deduction for the amount of your unpaid debt. The...