An employer can set schedules to meet its business needs. You can choose to work or find another job. You must be paid over-time rates for any...

Lobby AC doesn't work anymore, what can I do to force corporate office to fix the AC sooner?

It is likely your location is owned and operated by a private franchise company. You would have to call the company to demand a repair. The owner...

I am considering bankruptcy, are there other options as well ?

Bankruptcy may not be right for you. There are informal ways to resolve the debt without bankruptcy, which could be cheaper, faster, and have less...

Can a lien holder refuse to release the funds paid to both the insured and them for repairs?

No useful answer is possible without seeing the car note. Use the "Find a Lawyer" feature to connect with an attorney in your area. Many will offer...

FDCPA applies only to third party collectors. You have no claim.

We're my rights violated under the FDCPA (original creditor) left detailed voicemail.

No. FDCPA applies ONLY to third party debt collectors. You may have a claim under the Texas Finance Code which does cover original creditors.

Is my employer at all responsible ?

Apparently, your employer values the client more than you. No law guarantees a pleasant working environment and you should be prepared to find...

Is there a way for me to somehow retrieve any amount of my money?

As Ms Walter said the age of the debt is a major factor. You could sue and you could win, but you will have a very difficult time collecting on a...

How do I deal with a vehicle under my name that I got for my wife?

You can't get your name off the loan. You can take possession and sell because your name is on the title. Contact a divorce attorney

What does the law state about an employer demanding you work your regular and overtime

An employer can set schedules to meet its business needs. You can choose to work or find another job. You must be paid over-time rates for any...