Get a certified copy of the divorce decree which should mention that you got the house in the property settlement and file it in the county...

My wages are currently being garnished SOLEY by the US dept of education for student loans. Unemployment in 3 months time.

When you become unemployed, the garnishment will end automatically. Your loans will go into default. Then you can apply for an income driven...

Is there any way to access the equity in the homes? I can pay the bills if I can do this, have had no luck refinancing.

You must be credit worthy to obtain a home equity loan. Even though you don't want to hear it, selling your home might be a better resolution for...

How do you prove and take action against a collection agency for violating my consumer rights.

You may have a claim for violation of the Fair Debt Collection Practices Act. Each violation of the Act is worth up to $1,000 to you, any actual...

I know someone that is on social security disability and is using someone else’s identity to work what’s the penalty ?

The crime of identity theft requires intent to use the identity information of another to commit, aid, or abet any unlawful activity. See 18 U.S.C....

How do I get a foreclosed mobile home removed from my property?

Send a demand letter to the mortgage company demanding it be removed. You could charge the company a daily storage rate until it is removed. Use...

Send a general denial of the claim to the court in person or by first class mail and the creditor’s attorney by certified mail, fax, or email...

After a stay has been lifted on a chapter 7 bankruptcy how long does the tenant have to get out. My lease was up a month ago.

There is no "grace" period for you to vacate. The landlord must give you a written notice to vacate within 3 days of the notice. If you can go in...

Am i bound by contract?

Whether you actually owe or not, be aware the contractor can place mechanic's & materialman's lien on your home until you pay, settle, or win in...

How do i get a lien release from the mortgage company?

Make written demand for release of lien from attorneys for mortgage company. If they won't give it, you could sue for slander of title. In the mean...