Archived
Is it legal for an auto dealership to pull my credit without authorization, submit it to several banks without my knowledge?
Lu Ann's answer
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Answered on January 21, 2019
This practice is very common and ethically challenged. If you have not bought the car with this dealer, don't. It may be more difficlut to buy...
Archived
How am I responsible for a lease that I never signed?
Lu Ann's answer
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Answered on January 17, 2019
You were not party to the lease, so you shouldn't be liable for the breach. No additional help is possible without seeing the credit reports from...
Archived
I bought a new car Nov 2018---I can't afford it what do I need to do?
Lu Ann's answer
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Answered on January 17, 2019
Try to buy another car you can afford then return the expensive one. Doing this will still result in a drop in your credit score, but you will have...
Archived
See below
Lu Ann's answer
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Answered on January 17, 2019
Send a letter to the court AND the attorney for the creditor denying that you owe the debt. The letter can be sent by email attachment to the...
Archived
What if our vehicle has mine and someone else's name other than my wife at the bank. Who gets it in a divorce?
Lu Ann's answer
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Answered on January 17, 2019
If your wife co-signed, most likely her name is on the title. You need to check the title to be sure. Regadless of whose name is on the loan, if...
Archived
Incomplete house sale. Need help in how to proceed from here.
Lu Ann's answer
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Answered on January 16, 2019
No useful answer is possible without seeing the sale documents. Use the "Find a Lawyer" feature to connect with an attorney in your area. Many will...
Archived
If i borrowed money 25 years ago can a personsay I still owe and can they garnish my checking account ?
Lu Ann's answer
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Answered on January 16, 2019
I am not licensed to practice law in your state.
Technically, you do owe the debt, but the collector can NOT sue you to collect. You may have a...
How do I get my ex-girlfriends name off the title of the vehicle?
Lu Ann's answer
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Answered on January 16, 2019
I am not licensed to practice law in your state.
You can't get her name off the loan. Either you sell it together or you must get a new loan....
Archived
I cosigned for truck of ex boyfriend said husband ?
Lu Ann's answer
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Answered on January 16, 2019
You could try to get a private agreement with him to do this, but it may not be enforceable if there is a property order included in a divorce...
Can can a car dealership file criminal charges on you for Damage Done to a vehicle you are buying and returned?
Lu Ann's answer
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Answered on January 16, 2019
The seller can't file criminal charges against you for damaging the car you are buying. When or if the car is repo'd, the lender will sue you for...
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