Archived
Is it a requirement in Texas that my prorated GAP refund is used to lower the payoff amount of an auto loan?
Lu Ann's answer
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Answered on April 09, 2019
It may be that the dealer refunded the GAP premium to Suntrust and then Suntrust used that amount to reduce your pay-off balance. If that is the...
Archived
Can a dealership change a contract after it has all be signed and they have given me the car?
Lu Ann's answer
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Answered on April 09, 2019
This is quite common. The dealership wants to make the sale so bad they will have you sign a contract with "projected" monthly payment and interest...
Archived
Is it possible to have someone replace me as one of two cosigners on a bail bond?
Lu Ann's answer
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Answered on April 08, 2019
That would be up to the bondsman, but it is very unlikely that you would be allowed to get out of that agreement.
Archived
Would I be able to pay for a cosigned car without insurance? If not would I be able to leave this car at my parents?
Lu Ann's answer
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Answered on April 08, 2019
I assume you are an adult, so you can move and take the car with you. You should get you own insurance in case your father stops buying it. If...
Archived
If I default on unsecured credit card debt in TX and later move to another state, can I be subjected to wage garnishment?
Lu Ann's answer
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Answered on April 05, 2019
You would be subject to the laws of the state where you reside when a judgment and writ of garnishment are issued.
Can I trade in a car that was financed if my husband & I cosigned but he is now deceased? I am executrix of his estate.
Lu Ann's answer
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Answered on April 05, 2019
You should be able to do the trade with the letters testamentary and death certificate. The dealer taking the trade will tell you what it needs to...
Archived
Is it considered stealing if my mom took six books that I bought with my own money?
Lu Ann's answer
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Answered on April 04, 2019
Under Texas law, a child's earned money and personal property are the possessions of the child's parents. I suspect you will get the books back...
Archived
I got a car loan and i only owe 54.00 bucks for march 2019 and my due date is on april 25 2019 and they want the whole payment.
Lu Ann's answer
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Answered on April 04, 2019
It does not matter whether you are only a bit late. You are still late and the lender can demand full payment. If you don't pay, reposesssion is a...
Archived
Can a bank sell your home if you have lawsuit against them
?
Lu Ann's answer
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Answered on April 03, 2019
You don't give enough facts or context to make a useful answer possible. Did you have an injunction against the sale? If yes, you may have a claim...
Archived
Hi... I went to dealership and made verbal deal to pay 5 k to buy a car and only signed paper saying I buy the car as is but ?
Lu Ann's answer
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Answered on April 03, 2019
No useful answer is possible without seeing the paper you signed. Did you get the Carfax before you signed? If yes, you were given notice of the...
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