Archived
I defaulted on a truck loan almost 5 years ago but the bank never repoed the truck or sued me. How do I get the title in my name
Lu Ann's answer
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Answered on May 06, 2019
When you try to change the title in Texas, the lender will be notified. When that happens, the lender will want to make a deal to collect. If you...
Archived
I need advise on how to handle a final judgement that is against me since 2005.
Lu Ann's answer
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Answered on May 03, 2019
Federal law provides that none of the moneys paid or payable or rights existing under the Social Security Act shall be subject to execution, levy,...
Archived
Is there a statue of limitation before a landlord can no longer send an account to collections?
Lu Ann's answer
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Answered on May 02, 2019
As long as the date of default is correct, a negative credit remark can be reported for seven years. Statute of llimitation applies only to the...
Archived
Hpw can I get my car back from titlemax?
Lu Ann's answer
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Answered on May 02, 2019
You need to get to the office with proof of payment before they take the car. Be prepared for a claim that you owe extra fees for late payments.
Archived
If my ex is awarded the car (loan is in my name), what can I do to get the car out of my name?Can I require him to refinance it?
Lu Ann's answer
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Answered on May 01, 2019
You can try, but if he is not creditworthy, he won't be able to get a new loan. The court can't order your lender to "take" your name off the loan.
Archived
What can be done to stop treats from old payday loan company it has been 8,9 years old debt?
Lu Ann's answer
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Answered on May 01, 2019
This is a scam. You probably are not in danger of going to jail for this debt. Unfortunately, there is probably nothing you can about the calls...
Will accepting a mortgage loan modification stop a foreclosure?
Lu Ann's answer
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Answered on May 01, 2019
Accepting the modification may NOT stop foreclosure especially if you fail to make the trial payments on time every time. Use the "Find a Lawyer"...
Archived
What are the possible legal ramifications of selling a homestead, hiding the money and not paying one's creditors?
Lu Ann's answer
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Answered on May 01, 2019
There is no debtors prison. The judgments don't simply appear if you default. A creditor must sue you, personally serve the suit papers to you, and...
Archived
If a buyer has a rent to own contract and seller defaults on mortgage and home is being foreclosed, what happens to buyer?
Lu Ann's answer
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Answered on May 01, 2019
The "buyer" has no rights with respect to the foreclosure except for notice of eviction proceedings when that takes place. "Buyer" is not a party...
Archived
How do I get my money back from a bondsman that I'm not gonna use after all ?
Lu Ann's answer
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Answered on April 30, 2019
Contact the Harris County Bail Bond Board:
Harris County Sheriff's Office
JPC- Bonding Division
700 N San Jacinto St. Houston, Texas...
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