My father passed without a will. Am I required to go through probate to sell his house? Am I liable if I do nothing & let it go?

Does your name appear on the mortgage note? If not and you don't care about saving the house, you have no liability if the house is lost to...

Am I liable for my mother's credit card balances when she dies? Is her husband? The credit cards are only in her name?

No one is responsible for your mother’s debts except her and her estate. When she dies, her estate will have pay for her funeral and remaining...

In process of being served by SpeedCash. Deal with the collection agency or the law firm?

You must deal with the legal counsel to prevent a default judgment which will hurt your position. You may have really strong procedural defenses to...

Charged off car?

While you do not want to make money off the car, the only plausible means of clearing this matters is for you to file suit against the lender for...

I’m being sued by my vehicle lender for several missed payments, how do I respond?

Step one: file an answer with the court generally denying the debt. Step two: send copy of answer to the attorney for the lender. Step three: You...

Land and trailer in two different names. Do there remove home?

Only the trailer can be sold at foreclosure auction. Be aware that the county can only get unpaid taxes for the last four years, so the amount owed...

You might be able to make a police report, but no action will be taken to prosecute.

I am the cosigner of a car and my daughter is the buyer?

You can't get your name off the loan. Either you sell it together or she must get a new loan. Be sure the insurance is kept current. Her failure to...

Can an auto dealership change the terms of a loan after the loan has been signed?

This is quite common. The dealership wants to make the sale so bad they will have you sign a contract with "projected" monthly payment and interest...

Will I go to jail for not paying money I owe an acquaintance back on time ?

You are not in danger of going to jail for failing to pay a debt. She can sue you and get a judgment which will wreck your credit.