Archived
If I negotiate down credit card debt can the credit card companies later come back and ask for more moeny
Lu Ann's answer
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Answered on October 30, 2008
Generally speaking, credit card companies are more likely to settle for fractional amounts after your account has been reported as charged off-bad...
Archived
CA credit card laws, what do I do if someone took my credit card
Lu Ann's answer
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Answered on October 30, 2008
File a police report. They won't really investigate, but you will get a report number. Then you need to send the police report to the three major...
Archived
CA laws preventing credit cards from providing fraudulent credit reports
Lu Ann's answer
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Answered on October 30, 2008
Start by filing a dispute of the debt with the major credit bureaus. Do not do it on-line because of hidden arbitration clauses in the terms of...
Texas criminal code, what happens if a grand jury "no bills" a case
Lu Ann's answer
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Answered on October 30, 2008
If there was a 'no bill' the criminal case is over unless you can prove witnesses actually lied. Unfortunately, your best shot at justice is a...
Archived
Protecting real estate from a lawsuit
Lu Ann's answer
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Answered on October 30, 2008
Why do you think anyone will sue you? If a guest is hurt in your home, your homeowners insurance will defend and indemnify you. Same with a car...
Archived
Texas debt collection laws, how does voluntary surrender of property work and affect on debtor's credit
Lu Ann's answer
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Answered on October 30, 2008
When you voluntarily surrender the property, the lender will sell it for the "best" price they can get. If the sale price is less than what you...
Archived
Texas personal injury/slip and fall laws
Lu Ann's answer
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Answered on October 30, 2008
If the injury occurred within the last 2 years, you have the right make a claim for your injuries. That doesn't mean you will win or get as much...
Archived
Texas debt collection laws, being sued by creditor what is a debtor's rights
Lu Ann's answer
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Answered on October 30, 2008
You can send a letter to the court and the collector's attorney denying all allegations in the petition. Be sure you do it within the 10 day...
Archived
Procedure for filing bankruptcy in Texas
Lu Ann's answer
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Answered on October 30, 2008
You may not need bankruptcy and you may still be able to salvage your wife's case in court but you must act quickly. You need an attorney who...
Archived
Change minor child's last name, father died, and grandparents have visitation rights only.
Lu Ann's answer
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Answered on October 30, 2008
You could have your husband adopt the child which would include a name change. You would an attorney to help you do this.
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