Archived
Can a private university charge one $50 dollars just for sending a past due notification letter without informing the recipient?
Pamela's answer
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Answered on April 17, 2014
Have you contacted the school to see if they will waive the fee since you paid the account before the 15th? I would try this first.
How to stop writ of garnishment
Pamela's answer
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Answered on April 08, 2014
If your pay check is cut from out of state, then your wages can be garnished in Texas. For example, if you work for Walmart in Houston - their...
Archived
I have paid a company called World Wide Requisitions for a credit card debt. I got a call from another firm threatening me.
Pamela's answer
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Answered on April 07, 2014
If you have already paid World Wide Requisitions for the debt - there is no reason for you to pay the same debt twice. It is not uncommon for the...
What role does my attorney play in a 341 meeting?
Pamela's answer
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Answered on April 07, 2014
Your attorney certainly has the right and the duty to stop any questions that are not appropriate at a 341. Unfortunately, without much more...
Archived
Can a company threaten property seizure on a payday or installment loan?
Pamela's answer
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Answered on April 03, 2014
They cannot seize any property unless they first obtain a judgment. This means the payday lender must file a lawsuit first in order to obtain a...
Archived
How much money on my bank account should be ok for filling bankruptcy?
Pamela's answer
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Answered on April 03, 2014
Send the money back to your mother immediately. Get your bankruptcy filed. Then, if you need to borrow money from your mother - you may do so. ...
Is there a statue of limitation for a car repossession in California?
Pamela's answer
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Answered on March 28, 2014
I disagree with Ms. Trevino's answer about garnishment in Texas. There is an exception that if your paycheck is issued in another state, your...
Archived
My stepdaughter is 25, and on my medical ins. as to assist while still going to school, and lives with her mom
Pamela's answer
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Answered on March 20, 2014
While this is not a bankruptcy question, the answer is your stepdaughter is legally liable for her own debts. If you, for some reason, decide to...
Archived
Should we pay our credit cards off or keep a small balance?
Pamela's answer
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Answered on March 04, 2014
Keeping a small balance on your credit card is better. I know it does not make sense. But the way credit scores are calculated, having a small...
Archived
Can I still buy a care of lease a car if im currently in Chapter 13, would this affect my case in any way?
Pamela's answer
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Answered on March 03, 2014
Yes, but you will need to get permission from your Chapter 13 Trustee. Consult with your attorney to see if you will need to file a Motion to...
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