Questions answered by Pamela L. Stewart

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A Creditor has filed to stop my Chapter 7 Bankruptcy, what are my options?

Pamela's answer | Answered on October 09, 2014

It is difficult to answer your question without more information. How is the creditor blocking your bankruptcy? Who sent what documents to...

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Adding payments to credit file after ch.7

Pamela's answer | Answered on September 09, 2014

I agree with Ms. Bruce. This is a common problem for Debtors who file Chapter 7 and do not reaffirm their mortgage loan but keep making the...

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My name is Iris and i filed a ch. 13 with william heitcamp in 2005. how do i get a copy of my paid off bankruptcy?

Pamela's answer | Answered on September 07, 2014

You can contact Mr. Heitkamp's office at 713-722-1200 and see if they can get you a copy of his final report which will list all the claims paid. ...

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Disabled Veteran Bankruptcy Issue. I became indebted while on active duty. Can I request a chapter 7?

Pamela's answer | Answered on September 02, 2014

I agree with what the other two attorneys have stated. But, don't file until you consult with an experienced bankruptcy attorney who is also...

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Can a creditor continue to report past due when 1099-C was issued in Texas?

Pamela's answer | Answered on August 30, 2014

"Charge-off" is an accounting term. By law the creditor is required to charge off an account and issue a 1099 once the account is 6 months in...

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Sold house while in ch13

Pamela's answer | Answered on August 12, 2014

Consult with your bankruptcy as soon as possible. It appears you are in Texas - so you should be aware of the Fifth Circuit In re: Frost opinion....

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If a person has a Chapter 7 Bankruptcy that is closed but not discharged can that individual still add creditors to the filing?

Pamela's answer | Answered on August 09, 2014

If your case was closed without a discharge, you may be able to re-open your case and resolve the reason why your case was closed without a...

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What can I do besides file a dispute with the credit bureau, if a mortgage company is reporting incorrectly on my credit report?

Pamela's answer | Answered on July 09, 2014

A divorce decree does not change your obligations with a creditor. However, because your wife did not comply with the terms of the divorce decree,...

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My sister is in a nursing home and she has a $2,500.00 bill which she cannot pay. Can she have a pauper's affidavit drawn up?

Pamela's answer | Answered on June 18, 2014

She may be eligible for Disability Discharge if it is a federal student loan. Disability Discharges are allowed through the Higher Education ACT...

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I am 75 years old still working and have been caught up in payday loans. I need to file personal bankruptcy.

Pamela's answer | Answered on June 17, 2014

I agree with Ms. Trevino's answer to a point. Unfortunately, I see many seniors who have gotten caught up in the payday system. They will call...

Pamela L. Stewart's Answers (55)

A Creditor has filed to stop my Chapter 7 Bankruptcy, what are my options?

Adding payments to credit file after ch.7

My name is Iris and i filed a ch. 13 with william heitcamp in 2005. how do i get a copy of my paid off bankruptcy?

Disabled Veteran Bankruptcy Issue. I became indebted while on active duty. Can I request a chapter 7?

Can a creditor continue to report past due when 1099-C was issued in Texas?

Sold house while in ch13

If a person has a Chapter 7 Bankruptcy that is closed but not discharged can that individual still add creditors to the filing?

What can I do besides file a dispute with the credit bureau, if a mortgage company is reporting incorrectly on my credit report?

My sister is in a nursing home and she has a $2,500.00 bill which she cannot pay. Can she have a pauper's affidavit drawn up?

I am 75 years old still working and have been caught up in payday loans. I need to file personal bankruptcy.