Unless it is for child support or a student loan or the IRS, I am unaware of any creditor being able to do what you described without first...

What is your question? You haven't provided enough information for anyone to provide you an answer other than what I am writing.

In Texas prior to Ch 7 if I convert home equity into life insurance cash value, will the life insurance cash value be exempt?

I totally agree with Mr. Black's answer. The recent Frost opinion from the Fifth Circuit has changed everything in the way we now advise our...

I've got a Judgement on me and I read they will get $$ out of chk acct. What about prepaid debit cards? Can they get that to?

The creditor has the right to do post-judgment discovery. In doing so, they could find out you have prepaid cards and with which banks - then...

Lawsuits received after filing chapter 13

The Trustee has the right to ask you to turnover the overage to be paid to your creditors.

The proceeds from the sale of your home are only exempt for 6 months from the date of the sale of your home UNLESS you reinvest the proceeds into...

In 2011 we missed 1 payment on a mortgage that was discharged in chapter 7. 3 years later with no missed payments, but it shows

If you filed a Chapter 7 and you did not reaffirm your debt, your trade line should reflect 0 balance owed as your debt to the mortgage company was...

Do I have to disclose garnishment due to credit card debt on health care license applications?

In my opinion, no as you have not been charged with or convicted of any crime. If I were answering the questions on the application, based on the...

My wife has abandoned myself and 7 yr. old, drained bank acct. getting card hits out of state. How do I protect me, keep my son

First thing I would do is go take as much money out of the bank account as you can since she is using a debit card. On Monday, I recommend you...

Can a debt collector garnish pay in the state of Texas, what can I do to get rid of them.

It depends on where your check is issued from. If your check comes from out of state, your wages can be garnished. If your paycheck is issued in...