I'm currently in credit card debt. However I do not work and am on SSI. Can they take my disability check?
Michael's answer
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Answered on January 20, 2019
No they cannot garnish the check but with a Judgment they will likely garnish your bank account and you will have to prove the funds were SSI only....
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My 12 year old was served papers intended for me regarding a car loan. Is this legal in the state of Texas?
Michael's answer
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Answered on January 19, 2019
They are allowed to leave papers with anyone over the age of 16 in Texas so no, they should not have served a 12 year old. This is rule 106 of...
I just received a notice of summary judgement what is this?=?
Michael's answer
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Answered on January 19, 2019
This means that Wells Fargo is attempting to get a full balance judgment against you for the $5,600 plus attorneys fees and costs without having a...
Archived
I am being sued for a credit card debt from 2000? Is this legal?
Michael's answer
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Answered on January 18, 2019
It could be argued that the single payment did not restart the statute of limitations but this is a defense that has to be proved. An answer needs...
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How do I get on “judgment proof” or "execution proof".
Michael's answer
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Answered on January 17, 2019
Judgment proof simply means that the creditor will likely not be able to collect from you if they sue you based on your financial...
Archived
See below
Michael's answer
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Answered on January 17, 2019
The previous attorneys are correct. You should never ignore the lawsuit or there will be a default judgment rendered against you. They may then...
Archived
If I didn't pay a credit card off and it was sold to a collection agency. Can they sue me?
Michael's answer
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Answered on January 17, 2019
Yes you can be sued for unpaid credit card debts. Usually it's not a collection agency but the original creditor or a debt buyer that has...
Archived
Do I need a lawyer for this?
Michael's answer
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Answered on January 17, 2019
Settling debts on your own can be problematic because creditors often refuse to put things in writing.
You should consider hiring a debt...
Archived
Can I put my rental furniture from Aaron’s in my bankruptcy
Michael's answer
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Answered on October 23, 2018
Yes, You can either surrender the furniture in a Bankruptcy or you can elect to keep the furniture but keep paying for it with a reaffirmation...
Archived
I have a $5000 judgment from about 7-8 years ago. I cannot refinance my house because it's clouding the title. What are options?
Michael's answer
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Answered on March 30, 2017
You could try for a partial release as previously mentioned. However your lender would need to be ok with this, they may want a full release of...
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