Archived
If I have a judgment against me for a private student loan will bankruptcy "erase" or remove the judgment?
Michael's answer
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Answered on September 30, 2014
I will add that the best solution here is to attempt to settle the judgment. Most likely this is National Collegiate Trust and NCT often sues on...
Archived
Do Judgments only include the principal amount loaned/charged or collection fees also?
Michael's answer
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Answered on September 30, 2014
They can sue for collection fees in addition to the principle balance provided the contract allows for those fees. It is unusual that the previous...
Archived
Do I answer the debt collection citation?
Michael's answer
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Answered on September 25, 2014
Yes, an answer should be filed to the lawsuit even if you have made a payment towards the debt. Be warned that many of these collection law firms...
Archived
National Collegiate Cosigner
Michael's answer
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Answered on September 22, 2014
If someone is saying they will get it dismissed for you then I would be very cautious in hiring them, especially if they want to charge you by the...
Do you have to appear in court when you are being sued for not paying credit card
Michael's answer
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Answered on September 16, 2014
You should hire a debt defense attorney on a flat fee. You may be able to get the case dismissed or settled for a significant discount. If you...
Archived
I am being sued for 10k. I need an attorney to represent me by August 25th. Is there an attorney whom is willing to take my case
Michael's answer
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Answered on August 21, 2014
Attorneys are not allowed to solicit for clients when responding to questions. Search out debt defense lawyers on this site asap. Until then, it...
I am being sued as a cosigner on child's student loan. My child has not been served. What does that mean?
Michael's answer
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Answered on August 21, 2014
If this is a private student loan lawsuit, it is likely National Collegiate Trust. They have been suing many borrowers lately in Houston. The...
Archived
If a collection agency has taken me to court what would the outcome be if i don't show up?
Michael's answer
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Answered on August 18, 2014
You should take steps to prevent a default judgment. They will garnish your bank account if you fail to show up in Court. Many consumers are...
Archived
I have a credit card judgment against me from few years ago. I live in Texas but I work in Oklahoma. Can they garnish my wages
Michael's answer
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Answered on August 17, 2014
If they got creative, they could try to domesticate the judgment in Oklahoma and then garnish wages there before the money comes to you in Texas. ...
Archived
Can my wages, income tax be by this lawsuit for 19,000 medical bills
Michael's answer
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Answered on August 12, 2014
More information is needed but the short answer is no. Your wages cannot be garnished if they win the lawsuit and obtain a judgment. As far as...
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