Archived
I'm in Austin, TX. My civil citation was served to me but it was not endorsed or dated by the process server.
Michael's answer
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Answered on January 02, 2015
As previously discussed, this does not affect your rights in the case. If you argue you were not served the process server will argue you were and...
Archived
Need to file Original Answer within 14 days of being served but JP Court offices are closed due to holiday break.
Michael's answer
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Answered on January 01, 2015
Presumably you were able to avoid a default. The next step in a debt collection lawsuit is to defend the case. The Plaintiff may file a motion...
Archived
Just recieved a certified letter about writ of garnishment how long before they can sieze my account
Michael's answer
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Answered on January 01, 2015
There is not much that can be done to fight a garnishment. The arguments against owing the debt should have been argued in the original lawsuit...
Archived
Credit Card Income Garnishment
Michael's answer
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Answered on January 01, 2015
No, a credit card issuer cannot garnish your wages in Texas. They could try to garnish your paycheck outside of Texas before it arrives to you but...
Archived
Can a credit card debt collection agency that has filed a lawsuit garnish wages and/or bank accounts or put a lien on property
Michael's answer
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Answered on December 24, 2014
They cannot garnish wages. If they get a judgment they CAN garnish bank accounts. As for a lien, if there is a judgment and they could...
Archived
Fight lawsuit or file bankruptcy?
Michael's answer
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Answered on December 15, 2014
For this amount of debt Bankruptcy may be overkill. Bankruptcy should be a last resort. If Midland gets a judgment against you then Bankruptcy...
Archived
How can I find out if a collection agency has filed for a lien against my property?
Michael's answer
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Answered on December 14, 2014
They would need to have a judgment first. Check your credit report to ensure there is no judgment, it will usually be on there and show up in the...
Archived
What can I do to protected my home and cars from debt collection?
I owe $70,000 in Medical bills which I am unable to pay.
Michael's answer
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Answered on December 14, 2014
You should consider filing Chapter 7 Bankruptcy. In all likelihood you would keep your home and car while our $70,000 in medical bills would be...
Archived
How can I defend myself in a JP court against a credit card lawsuit where statute of limitations has passed?
Michael's answer
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Answered on December 05, 2014
You have to prove the SOL defense in Court. It sounds like you may have some good facts here. You mentioned below in the comments that you...
Archived
In a credit card debt suit, I did not answer in time, was Monday If I calculate correctly. Do I need to ask permission to answer
Michael's answer
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Answered on November 21, 2014
A default judgment in Texas is usually not going to occur unless the Plaintiff files a motion for a default judgment. You do not need permission...
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