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How can i save my house if it is in foreclosure. if i pay the note up will that save it or should i file bankrupt. please help
Derek's answer
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Answered on January 23, 2015
Filing either a chapter 7 or chapter 13 bankruptcy would put an immediate stop on any foreclosure proceeding. However, you would have to become...
Archived
Pros and cons of bankruptcy
Derek's answer
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Answered on January 21, 2015
Most loans are dischargeable in a bankruptcy, including loans from individuals. If your loan is secured, your loan will not be discharged unless...
Archived
Bankruptcy Question
Derek's answer
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Answered on January 21, 2015
You will get your refund. However, any non-exempt portion of the refund will become property of the bankruptcy estate, and must be paid to the...
Archived
Bankruptcy advice
Derek's answer
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Answered on January 21, 2015
You really don't want to sign anything without the advice of an attorney. Not having seen the agreement GEICO wants you to sign, and not being...
I chose to "Retain and pay pursuant to contract" on my car loan when I filed Chap 7.
Derek's answer
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Answered on January 21, 2015
The bankruptcy allows you to give the car back to the lender without having to pay any deficiency, if that's what you want. What this means is that...
I owe a hospital $900, can they tell me how much I owe in monthly payments or can I pay what I can afford?
Derek's answer
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Answered on January 21, 2015
You owe the full amount of the bill. The hospital is not required to accept your offer of partial payment. If you can't make payment arrangements...
Archived
Can federal student loans be included on ch7 bankruptcy?
Derek's answer
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Answered on January 21, 2015
Of course they can. You need to list all debts, including your student loans. Now, whether your student loans can be discharged in a bankruptcy is...
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