My husband is currently filing for bankruptcy. We have timeshare together and I want to know if I could get my name off of it
Derek's answer
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Answered on July 06, 2015
In order to get your name off the timeshare, you and your husband would have to refinance the loan, if the lender is willing. If your husband is...
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What is the fee for filing a chapter 7 bankruptcy for the sole purpose of discharging back income tax debt
Derek's answer
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Answered on April 22, 2015
Income taxes are nondischargeable in a bankruptcy, so if your only debt is back taxes, it would be pointless to file a chapter 7 bankruptcy. On the...
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Civil suit post bankruptcy possible?
Derek's answer
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Answered on April 22, 2015
I agree with Mr. Oakley. What matters here is whether your bankruptcy was a no asset case. In other words, did the trustee request any assets or...
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Is bankruptcy my only option (except paying what I don't owe)?
Derek's answer
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Answered on April 22, 2015
Bankruptcy will certainly take care of the debt. But if you don't owe the debt, you should fight it. You should also consider whether bankruptcy is...
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Can a debt collector collect my property after a discharge if the property was listed as 'exempt' in the bankruptcy?
Derek's answer
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Answered on March 30, 2015
The creditor has the right to seize their security interest if you don't pay it, even if any unsecured portion of the debt was discharged in a...
How do I write a letter to add creditors that were not listed in my bankrupcty case
Derek's answer
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Answered on March 26, 2015
File an amended schedule (or schedules). You can get the appropriate schedules from the same place you got them originally. Be sure to add all of...
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I filed without an attorney and the trustee now claims that I have not listed my property in the bankruptcy papers.
Derek's answer
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Answered on March 23, 2015
You can download the schedules you need from the bankruptcy court's website. Fill them out and file them with the court. I would recommend doing...
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I recently filed bankruptcy chapter 13. I did not have the first meeting with the trusty and the file is not complete.
Derek's answer
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Answered on March 20, 2015
I think you need to hire an attorney. A bankruptcy, especially a chapter 13 bankruptcy, can be extremely complicated. You have to fill out all the...
My 20k car was repossessed and sold at auction for only 12k!! how can I get their lawyer off my back for the remaining debt?
Derek's answer
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Answered on March 19, 2015
I'm not aware of what kind of law would require the bank to sell the car for the amount you think they should. Typically repossessed cars are sold...
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What are the chances of someone filing bankruptcy after they've had a collections judgement against them?
Derek's answer
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Answered on March 19, 2015
The chances of your "friend" filing bankruptcy depend on quite a few things. How much does he owe you? How much does he owe other creditors? Is he...
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