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I recently had my bank account frozen. If I filed a bankruptcy the following day, will I be able to recover the funds?
Derek's answer
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Answered on March 13, 2015
As has been said, filing bankruptcy will put in place the automatic stay, which will prevent any collection activities from taking place, and will...
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If I voluntarily give a car back and being garnished for it how can it affect my credit from getting a secured credit card.
Derek's answer
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Answered on March 13, 2015
You're in a tough spot. Surrendering a car to the bank is the same as allowing it to be repossessed, so when the bank sold your car for pennies,...
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In chapter 7 I filed a motion to avoid judgment lien on home. Thought I followed all rules. denied due to service on the LLC
Derek's answer
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Answered on March 12, 2015
Good news and bad news. The bad news is that your motion was denied because you didn't follow the rules precisely. As others have stated, this is...
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If I file bankruptcy will I be able to keep my vehicle ?
Derek's answer
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Answered on March 12, 2015
First of all, you should apply for unemployment benefits, right away before the deadline. Your eligibility to receive unemployment benefits does...
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I have a foreclosure from 2010, there is a 60,000 dollar debt on my credit and they take my tax return every year. Suggestions?
Derek's answer
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Answered on March 12, 2015
If it's the mortgage lender that is taking your tax refund, I assume they obtained a judgment against you. Otherwise, they wouldn't be able to...
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I had a judgment entered against me for $3500. I have a SS income of $617 a month and can't pay. Is bankruptcy my only option?
Derek's answer
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Answered on February 18, 2015
You are right to be concerned, but there are options for you. Your income is exempt, so they cannot garnish your income. If your bank account is...
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Is it a bankruptcy crime for a chapter seven for the debtor to threaten to file BK so as to negotiate with creditor ?
Derek's answer
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Answered on February 17, 2015
No. There is no crime here. A consumer debtor is entitled to file for bankruptcy protection, either under chapter 7 or chapter 13 so long as they...
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Did I just re-activate an old debt?
Derek's answer
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Answered on February 04, 2015
The statute of limitations does not start up again just because you are told about an old debt. You have to actually make a payment on the debt for...
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Can I file Chapter 7 bankruptcy for a civil judgement made in favor of another person for a replevin case?
Derek's answer
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Answered on February 04, 2015
I agree with everything said here so far. The judgment may be dischargeable in a bankruptcy, but the judgment creditor may have a case for...
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Do I need a bankruptcy lawyer?
Derek's answer
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Answered on February 04, 2015
You don't really expect an attorney to tell you not to hire an attorney, do you? Of course an attorney will tell you to hire an attorney. But in...
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