When chapter 7 bankruptcy discharges 2nd mtg, I know the lien remains on home. Does interest continue to accrue after discharge?

You might want to talk to a bankruptcy attorney about stripping the lien in a Chapter 13. This combination of Chapter 7 followed by Chapter 13 is...

What am I suppose to say in a 'Written Answer" on a Judgement I've been served ..I have no idea how to respond to this?

In Texas, you can answer a lawsuit with a general denial. In other words, just write a letter back to the court stating "I generally deny the...

My ex isn't paying his credit card bills and its affecting my credit rating. Do I have any legal recourse?

Unfortunately, the divorce decree is only enforeable between you and your ex. Third parties, such as the credit card companies, are not required to...

I owe almost 21000 in credit card debt. I work as a cashier and now the credit company will start garnishing my paycheck.

It sounds like you are a very good candidate for bankruptcy. You should consult with a bankruptcy attorney in your area. You may have two reasons...

When I file for bankruptcy it creates an automatic stay, so does every creditor need to request the lift of the stay?

When a creditor files a motion to lift stay, they are only requesting the stay be lifted in regard to their debt. Even if granted, the stay...

I have a debt that was listed on my chapter 7 bankruptcy discharged in Jan. 2006 that was left on my public record.

The automatic stay goes into effect as soon as you file bankruptcy, not after you get your discharge. Sounds like they may have violated it. Have...

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We have been discharged from chapter 7 bankruptcy. We have exahaused all possible programs. how do we walk away from our home?

You cannot be evicted until the bank forecloses. You did not mention whether you had reaffirmed the debt in your Chapter 7 bankruptcy or if the...

Private Parent loan

If it was a parent loan, the parent is responsible, not the student. Credit qualifications for a parent loan are normally minimal since they cannot...

Ex is filing for bankruptcy, and even though i signed a quit deed, if she files does responsibility fall to me on the house

Filing for bankruptcy only discharges the person filing. If you signed the original note, you are still liable. The agreement between you and your...

Hello, I have a vehicle that I haven't paid for in a while, but I leant it to my in law in Texas, can they take the car?

Yes, they can reposses the car. Probably, even if the payments were brought current, they would still be able to resposses if they chose to....