Can Sallie Mae loans be discharge in a bankruptcy ? I read an article stating that if you can prove undue hardship ?

It is almost impossible to prove undue hardship in order to discharge student loans in bankruptcy. Sadly, this is one of the issues that our...

How I can clear up a dept collection from my credit if the state of limitation in Arizona has expire on a open/ended account.

If the statute of limitations has expired, it doesn't mean that you don't still owe the account, just that there is a defense to the company trying...

Is it better to file for bankrupcy before or after the divorce is final.

It sounds like you should wait until after the divorce is final so that you can qualify for Chapter 7. There is no reason to wait, however, to...

Filed bky 2010 did not reaffirm mtg debt. no mtg pymts since 3/12. sherrif's sale 9/24/12. what happens now?

The bank will auction off the property to the highest bidder (which will probably be the bank). If you have not already vacated the property, the...

Not sure if it's worth filing bankruptcy on my second loan that was sold to a collection agency?

Impossible to know for sure about your whole situation just from this one debt, but it sounds like bankruptcy might be a good option for you. The...

In chapter 7 reaffirmation, does the joint-debtor sign reaffirmation docs even though she is not on the car loan?

No, both should not sign. Only the one originally on the note. Make sure you have reviewed your finances and that you can afford to make the...

Your dad's estate is liable on the account since it was not closed. Your mother is probably liable because she signed the charge at Home Depot. ...

WHAT STATE IS BEST TO FILE IN TO KEEP MY 401K? CAN I MOVE TO FL OR VT AND FILE BK IF I LIVED IN TX? I HAVE CREDIT CARD DEBT, MED

Texas has some of the most generous exemptions of any state. However, in any state, your 401K will be fully exempt as long as the contributions...

Can i file bankruptcy to get rid of a judgement

As mentioned, as long as you were not DUI when you had the wreck, it can probably be discharged in bankruptcy. However, if the judgment is 22...

If I filed chapter 7 bankruptcy and it was discharged, Am I obligated to stay in my contract for deed?

You have been discharged from personal liability on the debt. You can walk away. However, you probably will not be able to recover any of the...